Human Resources committee  I'm not exactly sure about the timing. The Government of Canada started providing loans and grants directly in 2000. Before that, the money went through the banks. To the extent I know, when we introduced direct depositing in 2000, many of our clients did not want to receive money online, but more and more of our clients have been receiving their money via electronic direct deposit.

Human Resources committee  No.

Human Resources committee  Yes, it will. Together with other measures that we have been implementing since 2009 the students have already started receiving their money a little earlier. This will make it even easier. Our intent is that by the time classes start students should have their money in their bank account.

Human Resources committee  I can only speak to the changes that are being proposed here. To the extent that we will be collecting information from Canadians, any information that the Government of Canada will be collecting under these initiatives will be stored in a secure electronic database, only accessible by authorized individuals.

Human Resources committee  Thank you for your question. These initiatives will modernize the delivery of the Canada student loans program and improve the process for CSLP clients. Right now when students apply for their student loans and grants, they can do so online electronically, but before they receive their assistance they have to do a number of things.