Information & Ethics committee  I believe we generally are supportive of the model and the legislation that's before the House. That's the first statement. On the second one, the individual basis, most of our systems aren't geared to identify fraud at the individual level. I think Mr. Fisher articulated that

Information & Ethics committee  Let me take that. Again, I think what Philip was articulating is that we look at fraud very differently. Both of those, be it a fictitious person or a real person, will manifest itself in identity fraud, if you want, or fraud on our shores. However, we would view them as signifi

Information & Ethics committee  I'll take the question. Thank you very much, sir. On behalf of my peers, one of the questions we have been faced with is regarding the academics who have approached the institutions. None of us has been able to determine who they've approached within the institutions and how tho

Information & Ethics committee  As of this week, we are. Again, I'm accountable for fraud within the bank itself. None of my staff, and no one within my chain of command, has ever been approached, so we're unclear as to where that request actually went.

Information & Ethics committee  Good Morning, and thank you very much, Mr. Chairman. On behalf of BMO Financial Group, l am pleased to join today's discussion on identity theft, and more specifically on how Canada's banks protect our customers, employees, and assets from harm against fraud and other criminal c