Indigenous and Northern Affairs committee  There are 58 AFIs—aboriginal financial institutions—across Canada, so we cover almost all of Canada. NACCA has become the program manager on some of the government programs that were described earlier. For instance, there's ADLA, the aboriginal developmental lending assistance

Indigenous and Northern Affairs committee  In terms of the capacity in the AFI network itself, the 58 AFIs that we do have are governed independently in their own region. They each have their own board of directors. When you look at them, you see that the AFIs themselves have different capacities. The ACCs tend to operate

Indigenous and Northern Affairs committee  It's higher.

Indigenous and Northern Affairs committee  One of the things we are starting to look at this year in a much more significant way than we have in the past is really the standards accreditation within the AFI network itself. We're looking at really increasing the capacities there and focusing on how they look at risk. You

Indigenous and Northern Affairs committee  I doubt it, because I think the banks look at things such as the experience that you're bringing to the organization, the—

Indigenous and Northern Affairs committee  We are a lender of last resort.

Indigenous and Northern Affairs committee  Yes, absolutely.

Indigenous and Northern Affairs committee  We're limited to developing what is available, right, so if you have a smaller pot of money, it's going to limit you. If you were to increase that, I don't know how it would look. I think we'd see some innovation there.

Indigenous and Northern Affairs committee  Again, in terms of the AFIs, we're quite limited, and it's limited for a reason. As you look into long-term development, you're really looking at a different kind of capital requirement if these projects are viable. The AFIs are focused on developmental lending. They're loans tha

Indigenous and Northern Affairs committee  No.

Indigenous and Northern Affairs committee  Do you want to take this, Kevin? Kevin has been around since day one, so....

Indigenous and Northern Affairs committee  Yes.

Indigenous and Northern Affairs committee  As I mentioned earlier in my presentation, it has become quite limited and has been reduced over the last 20 years in a very significant way.

Indigenous and Northern Affairs committee  Well, way back when we started, the funds that were available.... It included a little bit of both, but we were talking about $50 million to $75 million being available to entrepreneurs, which they could access—

Indigenous and Northern Affairs committee  It's $24 million.