Finance committee  It's not. To answer your first question on the amount of lending that credit unions do in Canada, we hold 18.6% of the small business market across the country. On the second question, there are varying sizes of credit unions, and what happened with the old policy was about 1

Finance committee  I don't have those numbers handy but I'm certainly happy to provide them to the committee.

Finance committee  There was no consultation with the credit union system.

Finance committee  Our proposal does that and more. We estimate that in the aggregate our proposal could help credit unions make another $700 million in loans at the cost of a $66-million aggregate tax credit. In my credit union, that means another $20 million for small businesses and homeowners.

Finance committee  Thank you, Mr. Chair and the committee, for this opportunity to share with you the credit union's systems recommendations for your pre-budget consultation process. I am especially grateful that you have done something different this year by asking to hear from on the ground prac