Canadian Heritage committee  They're high-risk loans.

Canadian Heritage committee  I'm sorry, but I wonder if we in Ontario could comment on that. With all due respect to our colleagues, we're feeling a little lonely out here in Ontario.

Canadian Heritage committee  I could quickly comment on the question about union and management relationships. I spent 10 years as the business agent with one of the technical unions here in Ontario, and there has long been a recognition that due to the globalization of the industry, we have to compete and work together, and we have to minimize the issues that traditionally plague labour and management relationships.