Finance committee  If I may briefly add something, it's interesting that the banks actually thrive on using provincial legislation in areas such as providing mortgages, for instance. When provincial legislation enables them to do what they want to do, they're happy with it, but when it might in som

Finance committee  With all due respect to Parliament—and I have great respect for it—Parliament can't easily change the Constitution. In recent years, the Supreme Court has repeated there is a shared jurisdiction over consumer protection in banking services. In fact, respectfully, when the ministe

Finance committee  We will certainly be back in court.

Finance committee  These provisions are a guaranteed recipe for new constitutional litigation.