Finance committee  We do have data locked on that. We think about these demographic factors as being longer-term factors that happen more gradually. You raised some really good points. As part of the stress scenarios that we're focused on, they are more short term, things that can happen in the nex

Finance committee  Again, in terms of the focus on debt, I think the policies go far beyond the idea of preventing a particular household from getting itself in trouble. The concern here is that if there are enough households that are highly indebted and we should have the misfortune, say, of havin

Finance committee  On the foreign purchases element, these types of measures have been tried in other countries before. Hong Kong is a classic example where they've tried this. What typically tends to happen is that house prices tend to stabilize after these measures are put in, and then they just