Human Resources committee  I have not, actually, until this moment. Elaine, is there anything from your side?

Human Resources committee  I do, only to say please get in touch with my office directly if you actually have those scenarios with constituents in your riding. We will certainly do our best to assist anybody with whatever expert knowledge is needed. We have members throughout the continuum, so we'll certai

Human Resources committee  There is an awful lot of transaction activity across the country, I think. We are running a series of consumer surveys. The first of those reports was released just last week. Every six weeks between now and the end of the year we'll be going back out to consumers to get their se

Human Resources committee  Thank you very much indeed for the question. How long do I have?

Human Resources committee  There's definitely going to be pricing pressures on real estate for the foreseeable future. I think there's a shortage of supply of housing almost everywhere, and it's been exacerbated by a number of different varying factors, especially in the already quite dense areas in Toront

Human Resources committee  Unfortunately in that instance, I'm not sure we can do very much. Something like the pricing of the raw materials is very much a supply and demand constraint. You can't really legislate your way into securable pricing on that, unfortunately.

Human Resources committee  Yes, I'm certainly happy to. Quite simply, when the mortgage deferral programs were first created, all banks and lenders, as regulated by OSFI, have to retain additional minimum capital for any loans that are non-performing. It's prudent, of course. They need to have a stockpil

Human Resources committee  Very much so. You hit both nails on the head there. No lender wants to have to liquidate a whole bunch of properties. It's quite an expensive and labour-intensive process, and you really do create dislocations for families, which nobody really wants. You also don't want to cr