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Finance committee A significant portion of our membership works in the assessment community for provincial and municipal assessment authorities across the country. One of the elements in our professional standards is a new standard for mass appraisal, which is the methodology that is applied to
September 20th, 2017Committee meeting
Keith Lancastle
Finance committee Our members work in a wide variety of environments, everything from very large employers, institutional employers, and public sector employers down to small businesses, as you've described. It's an issue our members are aware of. We support the notion of tax fairness but also rec
September 20th, 2017Committee meeting
Keith Lancastle
Finance committee Again, we are an individual member organization. Some of our members are employed, some work for the Government of Canada, some work for provincial governments. For others who do own and operate their own business, it would be a greater degree of focus.
September 20th, 2017Committee meeting
Keith Lancastle
Finance committee It's our belief that levelling the playing field is part of having a balanced marketplace. Certainly, what we are seeing now is people pursuing loans through non-federally regulated lenders, often at terms that are certainly not competitive. We're concerned about those potentiall
September 20th, 2017Committee meeting
Keith Lancastle
Finance committee Good afternoon, Mr. Chairman and honourable members, ladies and gentlemen. Thank you very much for the opportunity to again appear before this committee. We are very pleased to present our members' concerns and perspectives and recommendations to the Standing Committee on Finance
September 20th, 2017Committee meeting
Keith Lancastle
Finance committee Anecdotally, our members are informing us that they are now seeing an increased level of activity in appraisals for second mortgages that seems to coincide with the introduction of the change to some of these requirements. It's for that reason we believe that all organizations th
February 8th, 2017Committee meeting
Keith Lancastle
Finance committee The issue of mortgage fraud is also very complex. From interactions with our members, we are aware of situations in which they've prepared an appraisal report and somewhere along the road the base amounts have been altered, so hypothetically a member prepares a report valuing the
February 8th, 2017Committee meeting
Keith Lancastle
Finance committee One of the efforts our organization has been involved in, for instance, has been to work with lenders to help them better understand how they can look at an appraisal and make sure a fraud has not been perpetrated as a result of it. Those are some of the things they might potenti
February 8th, 2017Committee meeting
Keith Lancastle
February 8th, 2017Committee meeting
Keith Lancastle
Finance committee I would simply say that while real estate markets are local, there is interaction among national-level players, provincial-level players, and local-level players. It's important to engage all of those in developing solutions that respond to markets, whether they are particularly
February 8th, 2017Committee meeting
Keith Lancastle
Finance committee Thank you very much, Mr. Chairman. Our organization would say that we believe that Canada's real estate market has been exceptionally well served by the regulatory framework that has been in existence. We have the opportunity to interact with our colleagues internationally and
February 8th, 2017Committee meeting
Keith Lancastle
Finance committee Thank you very much, Mr. Chairman, honourable members, and ladies and gentlemen. My name is Keith Lancastle. I'm the chief executive officer of the Appraisal Institute of Canada. Joining me is our national president, Dan Brewer, who is an AACI, P.App-qualified fully designated m
February 8th, 2017Committee meeting
Keith Lancastle