Finance committee  There is the ongoing Parlons logement initiative by the government, which we hope is going to address some of those concerns. I think, from our perspective, that looking at all consumer loans, and not just mortgage rules in isolation, would be a great idea.

Finance committee  Is there anything else to point out?

Finance committee  Yes, shared ownership exists in Quebec.

Finance committee  It is difficult for me to make a judgment or comment on the situation you are describing to us. What we can tell you is that we consider that home ownership is very important and this is a tool that allows it to happen. Clearly, in all government decisions, controls must be put i

Finance committee  People often say that all politics is local. It is much the same for the real estate market. The market is local. It is true that mortgage matters are in federal jurisdiction. There, as in many other areas, there needs to be a way for the federal government to work with provincia

Finance committee  Actually, the Québec Federation of Real Estate Boards supports the demands made by the Canadian Real Estate Association. One of the ways of expanding the plan is to expand eligibility, meaning to be able to use more of one's disposable income in order to invest in real estate. W

Finance committee  That concludes what I had to say.

Finance committee  We're going to share the answers to your questions and statements. I have to agree with you that there was no consultation prior to the decision being made. When you talk about there being fewer first-time buyers, we've heard that it may be a little early to really come out with

Finance committee  By way of conclusion, the Québec Federation of Real Estate Brokers proposes two possible solutions. First, just like the Canadian Real Estate Association and the Association des professionnels de la construction et de l'habitation du Québec, we ask the government to enhance and

Finance committee  Thank you, Mr. Chair. Good afternoon, everyone. First, let me introduce ourselves. My name is Pénéla Guy and I am Chief Executive Officer of the Québec Federation of Real Estate Boards. With me is Paul Cardinal; he is an economist and our manager of market analysis. We would l