Finance committee  I don't have the exact data with me.

Finance committee  Yes, that would be 15% to 20% of our overall volumes of mortgage insurance being processed or approved in that period of time. The majority of those borrowers are first-time buyers.

Finance committee  We've certainly seen some modest declines in the volumes that we are underwriting, mostly for first-time buyers, in the order of a 15% to 20% reduction in those volumes. That is simply because borrowers who were near the top of that permissible debt service range are no longer ab

Finance committee  It's about 15% to 20% of overall volumes. It's not an extremely large number nationally. Over time, we also expect that borrowers will start to adjust their expectations and will be able to purchase houses that are a little bit lower cost and lower value. Therefore, they will hav