Human Resources committee  It usually is related to health problems as people age, let's say in the early 70s. They retire in their early to mid-60s. By the time they're in their mid-70s, some health problems hit. They have more requirements for help in doing things around the house and for nurses, etc.

Human Resources committee  If I may, I'll go first. It sounds really simple, but it's not so simple. I think more education is absolutely required, but it's about more than just saying that we need education. We need to tell people what needs to be done and teach people how to have these conversations in

Human Resources committee  We do see it; it's not predominant, but there's a lot of abuse that we see. We would see financial abuse. If you are lucky enough to be a senior homeowner and you have accumulated a lot of equity in your home, sometimes you want to take advantage of it and better your retirement,

Human Resources committee  Yes, absolutely—a comprehensive one.

Human Resources committee  Good afternoon, Mr. Chair. Thank you for the invitation to appear before this committee and for the opportunity to participate in this important dialogue on income security for vulnerable seniors. This is an incredibly important issue for our country. We hope that your study, on