Industry committee  I don't have details on that. We can provide you with more details later.

Industry committee  I don't have the details. My colleague Karen might have some. Otherwise, we can provide you with more information later.

Industry committee  Yes, it was loan guarantees requested by financial institutions. To make sure we were able to help the biggest possible number of small and medium enterprises, we granted direct and indirect loans to financial institutions.

Industry committee  You're entirely correct. A large majority of our clients are small and medium enterprises in all economic sectors. For example, 30% of our portfolio is in the manufacturing sector, and the businesses in that sector employ from 50 to 100 employees.

Industry committee  The minimum loan is $100,000. In fact, today it is possible to get a $100,000 loan directly online.

Industry committee  In fact, we have different forms of financing and there can be all sorts of arrangements. The principle is that the financing always corresponds to the level of risk. Depending on the risk associated with the business's project, the cost of the loan will vary. That is why we say

Industry committee  At the BDC, we don't provide grants. We provide loans, and the cost is based on the risk associated with each of the organizations and each of the projects we finance. So I think that question is more for the Department of Industry, which also has grant programs. In our case, we

Industry committee  Actually, it was studied a long time ago. The result of our analysis was that it was not a product that would be very popular with our clients. The reason was probably the fact that every single client of BDC is also a client of a bank, because we don't offer operations; we offer

Industry committee  I don't have the details of the analysis, but we can provide more detail about it in writing.

Industry committee  Yes, we definitely meet regularly with the Chamber of Commerce and CFIB. As I said, I'm not fully aware of this research that was done, so we'll make sure that we provide some more detail in writing.

Industry committee  As you say, decisions about loans are made in each of the regions of Canada, following a decision-making structure that applies throughout the bank. That enables us to react very quickly to what is happening in each region of Canada. As I said in my remarks, we also react when th

Industry committee  In fact, our approach is really to help businesses in Canada that need it the most. Given that economies in Canada vary and are pretty diversified, our approach enables us to react quickly. For example, in 2014, when the price of oil fell significantly, we set up a program speci

Industry committee  We are not involved in the agricultural sector, but we are involved in secondary and tertiary processing, since that relates more to the manufacturing sector. We can consider meat processing, for example, a sector where we have a lot of clients. I don't know the project you are t

Industry committee  We are helping SMEs in two ways. First, we are helping them to have a strategic plan to invest in digital technology. Also, we have a loan with a zero interest rate to help them to invest in the technology they need to do it. These are the two ways we are helping SMEs. We're no

Industry committee  That's a good question. I don't have the answer on the percentage of floating rates. We can provide you with that later. We're not too concerned about the impact of the interest rate increase, because in our research we often ask questions about the ability to repay or the abili