Finance committee  We are asking that specifically in our support for the oil and gas sector.

Finance committee  Yes, I can, Mr. Easter. Thank you for that question. You're quite right that there are some sectors where EDC is extremely well known. Another one would be seafood. We've done a lot of support in those specific sectors. I would say that those customers are very familiar with EDC

Finance committee  Perhaps I can take that one quickly. These are the loans that the banks have advised us that they have currently in the works. We've also asked them to provide us with some details of loans that they have declined. That's the data that we are collecting and that we would hope to

Finance committee  We will have details of who is in receipt of the loans. They are formal arrangements between the bank and the customer, so we will have that. As we built the program, one of the things that we put in place was a reporting requirement 45 days after loans are assigned and agreed t

Finance committee  Yes, we understand. Perhaps we should have reflected at the start, when we set the criteria with the banks, that they should be collecting all of the information. One of our parameters was to try to ensure that it was faster, so we didn't ask for a lot of upfront data on the comp

Finance committee  There are two BCAP guarantee programs, one for the small companies and one for the medium-sized companies. What I can share with you is that with respect to our support in the oil and gas sector, we have attached the requirement for climate-related disclosures in line with the t

Finance committee  The conditions of the guarantee are described by us in the agreement, but loans themselves are with the financial institution and its customer.

Finance committee  Yes. What we are setting is the tenor of the guarantee. We're setting the percentage of the guarantee. We're setting the fee. We're setting some conditions related to it in that we don't want to see those funds being used to repay loans. We don't want to see those funds being use

Finance committee  Is that specifically on the BCAP guarantee itself or on our existing products?

Finance committee  Well, with regard to the BCAP guarantee, the loan itself is with the bank for which we are providing the guarantee. I think, as we said, we are awaiting details from the banks of actual guarantees that have been done. The guarantee was structured to provide a guarantee on additi

Finance committee  No, it would need to come to us for some type of waiver on one that is with respect to any of our guaranteed products.

Finance committee  I know that you will not like the answer of “it depends”, but it does depend on the capital structure of the companies themselves. Often we understand where different loan arrangements themselves fit in the waterfall. The loans that are under COVID-19 are usually additional loans

Finance committee  Yes, it is a possibility.

Finance committee  Absolutely. Women's entrepreneurship is something we've been talking about for a number of years and really focusing on. The difficult answer to hear is that there isn't one silver bullet for this. We have to do many, many different things, whether that's giving women the confide

Finance committee  I will answer quickly: We rely on the banks' underwriting.