Finance committee  I would like to answer that one, if I may.

Finance committee  I'm sorry, but I'm a little bit thrown. We're not aware of that, and we actually met with her senior policy adviser on Tuesday, and nothing was said about that at that time either. We would be very interested in learning more about this.

Finance committee  Hello there. Thank you very much for the question. We are told by ACTA, which is the Association of Canadian Travel Agencies and is a little different from us, that there is $8.5 billion in future travel credits out there. This equals $200 million in commissions that currently are sitting either [Technical difficulty—Editor] 15% of those right now have already been clawed back, so travel agencies and independent advisers have already paid those, but the following 85%, if those future travel credits get converted to refunds, would also be clawed back from us.