Human Resources committee  I'll comment. As far as the municipality goes, I think our municipality is doing what it can within the framework it has. When the money comes down from the feds into the provincial government, they make decisions. There is opportunity to use some levers there, but I would de

Human Resources committee  I'll address what you just finished there. It's really important for municipalities to have a very strong urban plan or rural plan or what have you, one that talks about revitalization and the mixed development that's needed in neighbourhoods. We do have that in Saint John. That

Human Resources committee  I can just say that in New Brunswick, the municipalities don't really have an impact. In Saint John, for instance, the municipality doesn't have an impact on housing so much, so that's one thing, but I think there has to be a discussion on a bigger scale of equity caps in terms o

Human Resources committee  Certainly land acquisition, property acquisition, is the first step in order to get anything triggered in a development. We built the social enterprise hub, and the lots were maybe $10,00 to $15,000 apiece. We paid $60,000, maybe. Well, I spent $60,000 on one lot a month ago, so

Human Resources committee  Okay. Thank you.

Human Resources committee  Thank you for this opportunity. I am the general manager and co-founder of Kaléidoscope Social Impact, formerly the Saint John Community Loan Fund. We're a 22-year-old organization, and we do three things. We do social finance, enabling other developers to develop affordable h