Finance committee  Thank you very much. To summarize things, we've been having a lot of discussions in this country about open banking—that it's the biggest issue in the banking and financial sector. To me, when I hear that, I think it's the biggest issue because it has taken so long. That's why it's the biggest issue.

Finance committee  Thank you, Mr. Chair. If I lose my voice, I apologize, but with two toddlers at home bringing home all kinds of illnesses, seemingly on a daily basis.... I apologize. Hello. My name is Alex Holman, and I'm the founder of Spirit Foundation Financial Technology Inc. We're a fintech company focused on reconciliation with indigenous peoples.