Public Safety committee  If you have multiple thefts it will increase the deductible. I think it's a minimum deductible of $2,500 if you have multiple thefts in the last few years.

Public Safety committee  Is it possible to repeat that question in English?

Public Safety committee  I can take the insurance part of it. If you do have an auto theft claim, it does not impact your insurance costs unless you have multiple claims in the last few years. If you have, I believe, three or more, it will have an impact on your insurance costs. It actually will have an impact on the deductible that you pay, but otherwise, it's not your fault if your car is stolen.

Public Safety committee  Thank you for welcoming ICBC to appear before this committee. My name is Kelly Aimers, and I am the chief actuary at the Insurance Corporation of British Columbia, or ICBC. With me is my colleague, Shabnem Afzal, who is ICBC's director of road safety. I would first like to recognize that we are at ICBC's head office in North Vancouver, British Columbia, on the traditional ancestral indigenous territories, both unceded and treated, of the Musqueam, Squamish and Tsleil-Waututh first nations.