Finance committee  We envisioned it being, in many respects, similar to a trust. Someone would need to be set up to administer it in many situations, where the family feels the individual with a disability is not in a position to do so. In some cases a person with a severe disability may be able to

Finance committee  We would like to see it not necessarily be discretionary, but some of that interplay will come between provincial policy and the plan itself.

Finance committee  I'll point out that many of our recommendations actually involve tax cuts as well. In a sense, a registered disability savings plan would be administered as a tax savings to a family. From that perspective it represents a tax cut, so we think it would be consistent. What you're a

Finance committee  We've done a significant amount of research. Actually a former Finance official, Keith Horner, did a research paper for us last fall, and it indicated that with a certain set of parameters that I won't go into, the benefits would, as Susan outlined, be about $230 million annually

Finance committee  Yes.

Finance committee  We've looked at a number of different options, so obviously one could look at an RESP model, one could look at an RRSP model, or something different. At the moment we would favour an RRSP model because we think it provides the greater incentive and the greater recognition for fam