Yes, of course.
Consider the example of Zambia, which may be one of the most recent.
In Zambia, the average amount of loans granted to entrepreneurs is approximately US$4,000. The entrepreneurs are often cabinet-makers, people who work with metal and people who are engaged in various businesses.
So the typical entrepreneur has a small cabinet-making business. The idea is to finance his working capital so that he is in a position to acquire his goods so that he can then process them and to help him finance his marketing. In general, approximately three or four jobs will subsequently be created. Often it's initially a single worker who, with the help of a loan, manages to increase his production.
We also do a lot of housing finance for small entrepreneurs. This is another sector where effects are observable. The idea often is to finance the workshop that is attached to the individual's house or cabin. So we finance construction of an additional part of the house or room, for example, to create the workshop. Here again, jobs are gradually created in that workshop. Some four or five jobs are generally created by the first loan.
It has to be noted that the procedure in the case of an initial loan is extremely rigorous. It is hard to obtain the first loan, but when the entrepreneur's loan history is established, he may subsequently obtain a second and third loan. We are able to assist him until he becomes a more stable entrepreneur if he continues his activities in his field.