Thank you, Mr. Chair.
Thank you, gentlemen, for being here.
I'd like to start with Mr. Sullivan. You mentioned the need for different kinds of laws—the rule of law. In general, you mentioned bankruptcy and solvency laws, for example. I know that a law firm that I was previously associated with often got mandates from organizations at the World Bank to help countries like Russia, after the fall of the Soviet Union, Vietnam...and to develop bankruptcy and solvency laws into property protection laws.
A lot of countries, as you've pointed out, have the laws on the books, but I think you also mentioned there's a reality gap between what's written in the statute and the enforcement on the ground. I was wondering if you could give us an example of a successful situation that you're aware of where that kind of reality gap was identified and then was remedied through some kind of outside intervention, whether it's a partnership between a government and a private sector organization or entirely a government organization.