Thank you for the question.
Once we do finish the negotiations with all collective agreements, there will be annual savings of about $500 million a year, roughly speaking, with the elimination of this benefit. As I did mention, we will see payouts over a number of years.
To give you an example in terms of the benefit for the Canadian Forces, that has ceased, but it will likely be next fiscal year when Canadian Forces members receive the option to receive payout. So you will see payouts for a number of years, but once all is said and done, the annual savings will be roughly $500 million a year.