For those people who do not know this system of ACCÉSSS, these are cooperatives that help families work out their budgets and give them a great deal of information, which is free. It's very little known outside of Quebec. But certainly I remember years ago, when I first went to them when I was unemployed, they helped me an awful lot.
Thank you very much, Ms. Gibeau. Sorry for interrupting you.
I would like to turn it over to Ms. Germaine Chevrier.
Ms. Mazerolle, how would you like to proceed? Is Ms. Chevrier going to be making the presentation? If you prefer to share your time, that is fine.
Please proceed, Ms. Chevrier.