It's a real challenge right now.
In the first part of your question you alluded to banks. Probably venture-backed companies or angel-backed companies have been somewhat less hurt by the credit crunch than the economy at large because they don't qualify for bank loans to begin with. Most of these are loss-making companies. In our portfolio, some of the later-stage or more advanced companies do have bank loans, and certainly the banks are tightening their lending up and down our portfolio. We feel that every day.
With respect to getting capital, the answer is yes. I don't know if it's unique for this committee to hear three different witnesses from three different organizations come and basically say the same thing--