Good afternoon. Welcome to the Standing Committee on Industry, Science and Technology, meeting number 44. Pursuant to Standing Order 108(2), we are studying credit card interchange fees and debit payment system in Canada.
We have two witnesses here today. From the Competition Bureau, I'd like to welcome Richard Taylor, deputy commissioner of competition, and Martine Dagenais, assistant deputy commissioner of competition.
You both have 10 minutes to make a presentation, and that will be followed by a number of questions. Who would like to start?
Mr. Taylor, please go ahead.