Thank you to the witnesses for taking the time to come. This has been an interesting meeting for me.
I'll start with Mr. Gamble.
There's been much discussion about this gap in a specific demographic because decisions that were made when trying to balance the budget about 17 or 18 years ago are having lasting ripple effects today. It seems as if a lot of the challenges you're talking about are related to decisions made that long ago. Are there lessons to be learned for government now as we move forward, based on that experience?