I guess one of the concerns I have is that this bill doesn't have any funding with it. In fact, you substantiated those concerns when you talked about the gateway funds. Obviously this is going to water down the accessibility of those funds for someone else, if you remove something out of there for this here. It's going to create some considerable conflict, I think. There is already a strenuous need to honour gateway funds regardless of entertaining the addition of 19 different organizations in there.
I noticed on your policy initiative on borrowing limit flexibility that Vancouver, for example, under the current system, if I have this right, can borrow up to half a billion dollars right now. As an example, what would their capacity increase to under the new model?