The critical point for us is the waiver of release.
For example, if I took a ferry ride in Vancouver over to Victoria, I would assume that there would be no risk, that I would just be a passenger, and that it would be 100% safe. If I were on a whitewater rafting trip that's going to be jostled.... The gentleman to my left gave the example of the Maid of the Mist in Niagara Falls, which I've been on many times, because we have a business down there. People are running back and forth across the deck, because they all want to get a better view of the falls when the boat moves around. There are no waivers required on that particular vessel that I can recall. But if I were the operator...yes, those people are subjecting themselves to a little bit more risk than a person on a passenger ferry because of that activity. I would think the same thing would apply to an active fisherman on a small vessel.