Sorry, let me finish that thought.
Let's suppose that I'm a small shipper and I have a couple of thousand, $5,000, worth of material on board this ship. Whether it will cost me $300 or a couple of thousand dollars to get that back, I'll be inclined to turn around and bless myself and say, “I don't know whether I need this headache”. But if the shipowner can be held liable by simply making his obligations clearer, would it be wrong for me, then, to seek that additional protection?