Very quickly, again, this was something that came out of the marine transportation improvement recommendations, a report that came out not too long again, and that is immediate cash for first responders to be able to do their work. For a small municipality like Lac-Mégantic, the reserves are not massive, so when you have to respond—again, we're only talking about catastrophic incidents—to a catastrophe, as a small community, you don't have the financial resources to start writing cheques to all the people who are there. It's that simple. It's a fund that can be accessed immediately by public bodies that need it, to shelter people, to move people, to respond to the emergency.
It is part of, it is not in addition to, that fund. We're just saying that if we create a fund like this, there has to be a mechanism whereby the public bodies that are responding to a catastrophe can access funds without waiting for a long process.