Peter Braid

[Pooled Registered Pension Plans Act, January 31st, 2012]

Mr. Speaker, the pooled registered pension plan system and the pension plan act will fill a very important gap. As I indicated in my remarks, 60% of Canadians do not have a workplace pension plan. This important government initiative will help to fill that policy gap. It will provide small business owners, small business employees, entrepreneurs and the self-employed with access to a retirement savings vehicle, an option they do not have today.

This is part of our government's overall concern not only for a strong and sustainable retirement income system here in Canada, but a strong and stable economic recovery as well.

[Pooled Registered Pension Plans Act, January 31st, 2012]

Mr. Speaker, I am very pleased to speak today in support of Bill C-25, the pooled registered pension plans act. I will be sharing my time this afternoon with the esteemed member for Crowfoot. Our government understands the importance of a secure and dignified retirement for people who have spent their lives building a better and more prosperous Canada.

I would like to begin by congratulating my colleague, the Minister of State for Finance, for his hard work and his dedication to improving the retirement system in Canada. Over the past two years, he has travelled to communities across this land to consult directly with Canadians. He has met with business and labour groups to discuss key considerations with them. In addition, he has received valuable input from some of the most respected experts in the retirement income field. He has also engaged the opposition parties in constructive dialogue and given serious consideration to their ideas and suggestions. He has worked closely with his provincial and territorial counterparts to ensure their collaboration going forward.

I am happy to say that we have made real progress as a result of these efforts. Last November, our government introduced Bill C-25, the pooled registered pension plans act. This legislation would implement the federal portion of the PRPP framework and change Canada's pension system to make saving for retirement easier for millions of Canadians. PRPPs would fill a gap in the current pension landscape where more than 60% of Canadians do not have a workplace pension plan. This includes small business owners and entrepreneurs and their employees, who often do not have access to company pension plans.

In my riding of Kitchener—Waterloo, this would have a tremendous impact. We are proud to be a centre of innovation where start-ups and small high-tech companies flourish. According to a recent report by Communitech, an organization that supports local technology companies in our area, 300 new companies were established last year in Waterloo region alone, creating 450 jobs. Over the past three years, 531 new companies employing over 1,400 people have been added to our local economy.

The importance of small businesses to Canada's prosperity cannot be overstated. They are the drivers of economic growth and job creation. They foster and reward creativity and innovation, ensuring that Canada will continue to lead in the knowledge economy of the 21st century. That is why our government has taken a number of steps to support small businesses in Canada and the introduction of the PRPPs is one more way that we can help address their needs.

PRPPs would offer a new low-cost pension option that would be especially important for the self-employed, and small businesses and their employees. For the first time, they would have access to a large-scale, low-cost pension plan with professional administrators working to ensure that funds are invested in the best interests of plan members. Since these plans would involve large pooled funds, plan members would benefit from the lower investment management costs associated with the scale of these funds. Essentially, they would be buying in bulk. These features would remove barriers that might have kept some employers in the past from offering pension plans to their employees, and prevented employees and self-employed individuals from participating in large-scale pension plans.

I am very pleased to see that this new initiative has been widely praised in the small business community. For example, the Canadian Federation of Independent Business released a statement last November supporting this legislation. Its senior vice-president, Dan Kelly, said:

A new voluntary, low-cost and administratively simple retirement savings mechanism will allow more employers, employees, and the self-employed to participate in a pension plan. CFIB is particularly pleased that firms will be given a choice as to whether to register for or contribute to a PRPP.

He added:

We believe that, if properly implemented by provinces, PRPPs have the potential to expand the retirement savings options for thousands of Canadian small businesses and their employees.

The support from small business leaders is also echoed in my riding. The president of the Greater Kitchener-Waterloo Chamber of Commerce, Ian McLean, believes that his members will benefit from the introduction of PRPPs. He said:

An increasing number of Canadians are employed by small and medium sized enterprises. If governments want to assist Canadians in saving more for retirement, our Chamber believes that the best option would be to make it easier for these businesses to offer workplace plans for their employees.

The pooled registered pension plans announced by Minister Menzies last November are an important measure for meeting this national public policy priority and we fully support their implementation. The plans will provide Canadians with a simple, efficient and cost-effective opportunity to save for retirement.

The introduction of the pooled registered pension plan option will also contribute to the ability of small businesses to attract and retain employees. In the Waterloo region, with our concentration of high-tech start-up companies, this will be especially valuable.

According to recent estimates, currently there are approximately 1,300 tech job vacancies in the region, and I have heard first-hand of the difficulties some companies are having in filling these positions. The ability to offer prospective employees access to a retirement savings plan will help small, innovative enterprises to compete with larger companies in attracting the top quality, specialized talent that will allow them to grow and thrive.

There are many solid reasons to support this legislation, which represents a vital improvement to Canada's retirement system and a significant step in advancing our pension agenda. PRPPs will complement and support the Government of Canada's overarching objective of creating jobs, leveraging business investment and securing our economic recovery through sustainable private sector-driven growth.

Bill C-25 is the result of careful consideration and consultation with provinces and territories, key stakeholders and experts and Canadians themselves. I would also like to point out that over the course of our deliberations we took a serious look at other retirement income system proposals put forward by the opposition and other interested parties. We were concerned because many of them would have entailed significantly raised costs for both employers and employees. Introducing them would have been unacceptable during a very tentative economic recovery.

Dan Kelly of the CFIB, whom I quoted earlier, warns against the proposal to hike CPP premiums, and cites data showing that even modest CPP increases would be detrimental to the economy, employment and wages. PRPPs, on the other hand, would be efficiently managed, privately administered pension arrangements that would provide greater choice to employers and individuals, thereby promoting pension coverage and retirement saving.

With the introduction of the PRPP act, our government has taken an important step to expand retirement options for Canadians and we have devoted considerable effort to the retirement security issue in order to get it right. I encourage all members to support this legislation.

In addition to our passing Bill C-25, the provinces and territories will also need to introduce their own enabling legislation to ensure that this new initiative can be introduced and implemented in their jurisdictions. Working together, I am confident that we can get these new retirement vehicles up and running for Canadians as quickly as possible.

[Research and Development, December 13th, 2011]

Mr. Speaker, our government is committed to making sure that businesses have the tools they need to innovate, to grow, to prosper and create jobs. Last year we launched the applied research and commercialization initiative through FedDev to foster partnerships between post-secondary institutions and businesses in southern Ontario.

Could the Minister of State for Science and Technology and the Federal Economic Development Agency for Southern Ontario give the House an update on this important program?

[Importation of Intoxicating Liquors Act, December 7th, 2011]

Mr. Speaker, I am very pleased to have the opportunity to continue to speak to Bill C-311, brought forward by my colleague from the riding of Okanagan—Coquihalla who is doing great work serving his constituents.

The amendment contained in Bill C-311 is clearly long overdue. There are also clear advantages to adopting it. For example, this progressive amendment to the legislation would reduce red tape by lowering the regulatory burden on the wine industry. This is a priority for our government. We are determined to help businesses and entrepreneurs succeed, keeping taxes low, investing in projects of national importance, and maintaining Canada's brand as one of the best places in the world to invest.

Consistent with our government's commitments, this long-awaited reform would reduce barriers to internal trade. This anachronistic aspect of the Importation of Intoxicating Liquors Act is out of step with global trends to liberalize internal trade. Once adopted, this amendment would remove an irritating federal obstacle to trade.

Bill C-311 sends a strong signal that Ottawa is getting out of the way on an issue that is squarely within provincial jurisdiction. The federal government does not have the authority or means to stop the interprovincial movement of goods at provincial borders. The IILA merely serves as an umbrella under which the provinces and territories exercise their authority to control the importation of wine products into their jurisdictions.

Provincial and territorial governments administer a system of licences and permits to distribute, transport, detail and use alcohol products. They would be free to develop or amend their own legislation, should they so choose, to enhance or expand the interprovincial trade in wine. For instance, some provinces and territories designate communities as being dry or impose community-controlled restrictions on the purchase of alcohol. Nothing in Bill C-311 precludes them from continuing to do so.

Most crucial, this legislation would respond to the needs of the business community in an industry currently being held back from achieving its full potential. Individual wineries, most particularly those in British Columbia and in my home province of Ontario, along with the Canadian Vintners Association, have repeatedly requested permission for more liberalized domestic access to their products. As one example, according to local media reports, Vineland Estates in Ontario receives at least 100 requests for its products from consumers in other provinces every month, a need it is currently unable to satisfy because to do so is illegal. Being free to sell wine directly to consumers would enable Canada's winemakers to expand their operations and create jobs in local communities. Bill C-311 takes us closer to making this happen.

Canadians have been calling for an exemption to the IILA to remove the federal obstacle for individuals to purchase wine directly from wineries anywhere in Canada for their personal consumption. They should be able to buy a favourite wine made in a neighbouring province without worrying about breaking the law. These calls have the backing of numerous municipal and provincial chambers of commerce in wine producing regions across the country as well as the Canadian Chamber of Commerce because they know the impact this could have on jobs and economic growth. Members of the opposition have also endorsed these necessary amendments, no doubt because their own constituents are also telling them it is time to act.

In an era when it is possible to buy products from just about anywhere on the planet, via the Internet, and have them shipped in a matter of days to people's homes, it is almost unbelievable that Canadian consumers are currently contravening federal laws if they attempt to purchase wine from their favourite out of province winery. We can take an important step toward putting an end to this restrictive practice by voting today to adopt the amendment contained in Bill C-311.

I strongly encourage—

[Violence against Women, November 30th, 2011]

Mr. Speaker, Canada is actively participating in the worldwide 16 Days of Activism Against Gender Violence Campaign.

Violence against women affects us all. It destroys families and weakens the fabric of our society. It takes a heavy toll on our communities and on our economy.

Since 2007, Status of Women Canada has approved more than $39 million in funding for projects designed specifically to help end violence against women and girls. These projects involve countless hours of dedicated work on the ground in communities. In many cases they are helping prevent violence and abuse and in others they are helping women deal or cope with its consequences.

Status of Women Canada's support for community-based projects has nearly doubled since 2007, to almost $19 million a year, its highest level ever.

[Petitions, November 16th, 2011]

Mr. Speaker, I have a petition certified by the clerk of petitions. The petition is from constituents in my riding and is regarding the CCSVI treatment for multiple sclerosis.

[Wilfrid Laurier University, November 2nd, 2011]

Mr. Speaker, last weekend, Wilfrid Laurier University in my riding celebrated its 100th anniversary.

For the last century, WLU has provided education excellence and developed and inspired the leaders who have shaped our country and made a positive difference in the world.

From its official opening in 1911 as the Evangelical Lutheran Seminary of Canada to the present day, Wilfrid Laurier has grown, evolved and continues to reach new heights. Today, it is one of Canada's top universities, with over 15,000 students leading undergraduate and graduate programs and expanding international initiatives.

This anniversary commemorates the historic achievements of this university and inspires a new vision of progress and optimism for the future.

I ask members to join me in congratulating Wilfrid Laurier University on this significant milestone and wishing it all the best in the coming century.

[Science and Technology, November 1st, 2011]

Mr. Speaker, first the placeholder NDP leader, in a speech to her old public sector union, falsely claimed that unemployment was on the rise; in fact, Canada has created over 650,000 net new jobs since July 2009. Then, yesterday, the NDP made a wild accusation about this government's funding of the world-class Perimeter Institute in Waterloo using bogus data.

Could the minister of state for science and technology please update the House on the facts?

[Insurance Industry, November 1st, 2011]

Mr. Speaker, today members of the Canadian Life and Health Insurance Association are in Ottawa to meet with parliamentarians to discuss critical issues such as pensions and health care. These issues impact the lives of all Canadians.

In my riding Equitable Life, Sun Life, Manulife and FaithLife Financial are major employers and boost our local economy. They are also strong and dynamic partners that give back to the community through volunteer and public service contributions.

Across Canada the insurance industry plays a vital role in our economy and our society, providing financial protection and security to over 26 million Canadians. They also provide leadership on social issues, demonstrating a commitment to enhancing the well-being of families and communities.

The Canadian life and health insurance industry is a solid and successful partner in our strong financial system, and I thank it for contributing to our prosperity.

[Importation of Intoxicating Liquors Act, October 20th, 2011]

Madam Speaker, it is with a great deal of pleasure that I rise in the House today to speak to Bill C-311, an act to amend the Importation of Intoxicating Liquors Act (interprovincial importation of wine for personal use).

I will begin by recognizing the work of my colleague from Kelowna—Lake Country on this file and congratulate him on his very important work. Members will know he has done a great deal to move this file forward and I am sure we will continue to work together to address this issue in order to help Canadians improve their ability to have greater control over the wine they choose and help an important Canadian industry to grow and prosper.

As background, for the benefit of all members, the Importation of Intoxicating Liquors Act, or the IILA, controls the importation of intoxicating liquors into Canada and between provinces, as we have been discussing. The Canada Revenue Agency is responsible for the IILA, as it interacts with the Excise Act and the Excise Act 2001. Canada Border Services Agency administers the IILA at the border. However, neither agency administers or enforces the IILA in respect of interprovincial transactions.

Since 1928, the act has legally restricted the movement of wine across provincial borders. While this may have responded to the needs of the day, Canada did not even have a wine industry at the time. However, today fantastic wineries can be found in provinces from coast to coast. Vineyards are a fast growing and increasingly important part of our agricultural sector and they could be growing even faster.

Many of Canada's innovative vintners have earned worldwide recognition for their outstanding products. Indeed, Canadian wines are frequently the recipients of international prizes. These award-winning wines are in demand around the world.

Despite this progress and success, Canadian wineries find themselves in contravention of federal law if they respond to requests for their products from consumers in neighbouring provinces. That is because the IILA makes it a crime for consumers to purchase wine directly from vintners beyond their provincial borders.

Not only does the legislation penalize consumers by limiting choice and their access to Canadian wine products, it also hurts the culinary and wine tourism industry, an important sector of our economy in my home province of Ontario and in beautiful British Columbia due to the increasingly popular tourist wine regions in these areas. Wine tasting tours in areas like the Niagara region of Ontario and the Okanagan or Fraser Valley in the B.C. Interior are tremendously popular with domestic tourists and visitors from around the globe.

More important, this outdated aspect of the legislation limits wineries' sales of their products across Canada. This is particularly the case for small and medium-sized wineries that are just getting their business off the ground. Many wineries complain that the process of applying to provincial liquor boards to have their products put on the store shelves can be lengthy and costly. The last thing these vintners need is 83-year-old legislation that hinders job creation and stifles economic growth.