Thank you, Madam Speaker.
I provided a brief overview of this issue because safeguards have already been implemented in over 30 countries. Our friends in the European Union have been taking the bull by the horns since 2016, and I think we should follow their example.
I applaud the introduction of this bill. It was about time. I would also like to talk about a few things that I look forward to studying as soon as possible at the Standing Committee on Access to Information, Privacy and Ethics.
It was proposed that the commissioner be given additional powers. This bill proves that this proposal was taken into account. The commissioner will be able to impose major penalties. Currently, as all those who grabbed the bull by the horns know full well, businesses are responsible for protecting personal information or face penalties, which vary from one country to another. This bill introduces a 3% penalty, which means businesses such as Facebook, a company worth several billions, could pay up to $10 million if they do not properly protect personal information.
I am also very happy with another part of this bill, which came up earlier, about consent to use and transfer our data. Businesses and organizations that have our data must always have our consent. That is crucial, and I am happy about it.
Once again, I congratulate the government on giving the commissioner the power to issue orders.
However, there is one thing I am very concerned about, and it has to do with organizations such as banks that are under federal jurisdiction. I think that if there is one organization that should lead by example and demonstrate that it is protecting data and working to prevent fraud, it should be the government.
The first time I read the bill, I did not see anything about the government fulfilling its obligations. My hon. colleague talked about this earlier. Many people in Laurentides—Labelle have told me they are worried about finding out at tax time that someone claimed CERB using their name. People have even told me they tested it. They applied, and their application was approved. These are people who are receiving employment insurance benefits.
There are also those who, upon opening their account, discovered that they were victims of fraud. These people have followed up and filed a complaint. Unfortunately, it takes a long time for them to hear back, and some people never hear back. I feel that this bill should also include a requirement to support those who have been victims of fraud and help them through the process.
Right now, it is about prevention and punishment. Let me explain prevention, which is very simple. Prevention is making sure all the necessary elements are in place to validate a person's identity.
However, this bill does not propose a complete reform of the ID authentication processes for individuals through organizations or the government.
Several countries have already taken action and instituted two ID authentication processes. The first involves confirming what the person knows. However, if an individual's personal information is known and their data are open, anyone can immediately commit fraud using their name.
The second involves confirming what the person has using various tools. Some apps already use text message authentication, for example. Sometimes the person has to place a call from their home. This is another important authentication process.
Several countries use other authentication processes based on even more personal information, such as voice recognition or fingerprints. Close attention will have to be paid to facial authentication to ensure that all rules are followed.
I look forward to taking part in the committee deliberations. I welcome this bill, but it needs to be amended properly.