Cost of Living Relief Act, No. 2 (Targeted Support for Households)

An Act respecting cost of living relief measures related to dental care and rental housing

This bill is from the 44th Parliament, 1st session, which ended in January 2025.

Sponsor

Jean-Yves Duclos  Liberal

Status

This bill has received Royal Assent and is now law.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

Part 1 enacts the Dental Benefit Act , which provides for the establishment of an application-based interim dental benefit. The benefit provides interim direct financial support for parents for dental care services received by their children under 12 years of age in the period starting in October 2022 and ending in June 2024.
Part 2 enacts the Rental Housing Benefit Act , which provides for the establishment of a one-time rental housing benefit for eligible persons who have paid rent in 2022 for their principal residence and who apply for the benefit.
Finally, Part 3 makes related amendments to the Income Tax Act , the Excise Tax Act and the Excise Act, 2001 .

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-31s:

C-31 (2021) Reducing Barriers to Reintegration Act
C-31 (2016) Law Canada-Ukraine Free Trade Agreement Implementation Act
C-31 (2014) Law Economic Action Plan 2014 Act, No. 1
C-31 (2012) Law Protecting Canada's Immigration System Act

Votes

Oct. 27, 2022 Passed 3rd reading and adoption of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 27, 2022 Passed Concurrence at report stage of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 27, 2022 Passed Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (report stage amendment)
Oct. 27, 2022 Passed Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (report stage amendment)
Oct. 19, 2022 Passed 2nd reading of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 19, 2022 Failed 2nd reading of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (reasoned amendment)

Debate Summary

line drawing of robot

This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Bill C-31, the Cost of Living Relief Act, aims to provide financial support to Canadians struggling with the rising cost of living. It includes a one-time $500 rental housing benefit for low-income renters and a dental care benefit providing up to $650 per year for uninsured children under 12 in eligible families. The bill is intended as an interim measure while a more comprehensive national dental care program is developed.

Liberal

  • Supports C-31: The Liberal speakers all voiced their strong support for Bill C-31. They argued the bill addresses the rising cost of living by providing targeted relief for housing and dental care, especially for low-income families and children.
  • Cost of living relief: The Liberals believe the bill will provide important and timely support to Canadians struggling with the increasing cost of living. They emphasized that inflation is a global challenge and that the Canadian government is committed to helping families weather the impact.
  • Canada dental benefit: A key component of Bill C-31 is the Canada Dental Benefit, which aims to provide financial support for dental care to uninsured children under the age of 12 from low- to middle-income families. This benefit is seen as a first step towards a longer-term goal of dental care for all Canadians.
  • Rental housing support: The bill also includes a $500 top-up to the Canada Housing Benefit, which will provide additional support to renters struggling with the rising cost of housing. The Liberals highlighted the importance of this support, particularly in areas with high rental costs and low vacancy rates.

Conservative

  • No dental crisis: Several speakers stated emphatically that there is no dental crisis in Canada. Rather, the speakers suggest the real crisis is in mental health and the current healthcare system. They suggest that Canadians would prefer to see tax dollars spent on mental health and healthcare rather than dental.
  • Short-term 'band-aid': Speakers characterized the bill as a short-term solution to the affordability crisis, rather than a long-term fix. One member characterized the rental benefit as at best a week's worth of rent. Members suggested that the government should be focusing on long-term solutions such as encouraging more housing construction, reducing red tape and bureaucracy, and focusing on natural resources to build up the economy.
  • Ottawa knows best: Several members claimed the program is an example of "Ottawa knows best", with the federal government trying to impose a federal program on top of existing provincial dental programs. They suggested it would create unnecessary bureaucracy and overlap. Some members suggested a better solution would be to tweak provinces that are struggling with dental care programs and to help provinces better understand how to make a better program.
  • Buying NDP support: Some speakers accused the Liberal government of using the bill to buy support from the NDP, rather than addressing real health or economic needs. Several speakers referred to the bill as a "trinket" or "shiny object" meant to distract Canadians from the government's failures. The speakers claimed the NDP's support came cheap.

NDP

  • Support for dental care: The NDP strongly supports the bill's provision for dental care for children under 12 in low-income families, criticizing Conservative opposition and highlighting the necessity of this support for over 500,000 children who lack access.
  • Housing benefit supported: The NDP supports the $500 one-time housing benefit for low-income families, viewing it as a crucial measure to alleviate financial strain amid rising inflation and living costs, while criticizing those who say the country can't afford it.
  • Pushed for amendments: The NDP successfully introduced amendments to extend the application window to 120 days, increase the eligible rent claim for room and board situations to 90%, and ensure that cohabitating families can claim the benefit according to their actual rent contributions.

Bloc

  • Unfair to Quebec: The Bloc argues that the bill, while having a laudable intention, is poorly executed and unfair to Quebec due to a lack of consultation and failure to account for Quebec's existing social programs. They highlight that Quebec will receive a disproportionately small share of the allocated funds because of existing provincial programs and higher unionization rates.
  • Provincial jurisdiction: The Bloc emphasizes that health care, including dental care, and housing are provincial jurisdictions, and the federal government's intrusion is unconstitutional. They suggest the federal government should focus on fulfilling its own responsibilities instead of meddling in provincial affairs.
  • Fiscal imbalance: The Bloc sees the bill as an example of the fiscal imbalance in Canada, where the federal government has surplus funds while the provinces lack sufficient resources for their responsibilities. They advocate for reversing the fiscal imbalance and giving Quebec and the provinces the means to care for their own needs.
  • Political deal: The Bloc views the bill as a product of a deal between the Liberal government and the NDP, rather than a genuine effort to address the needs of Canadians. They criticize the NDP for supporting a flawed bill in exchange for the implementation of a dental care program.
Was this summary helpful and accurate?

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:05 p.m.

Conservative

Philip Lawrence Conservative Northumberland—Peterborough South, ON

Mr. Speaker, I, too, have not been able to identify one thing in seven years that the government has done right. We share that and have something in common.

I would cut $50 million from the arrive scam app. I would cut $50 million going to Mastercard. I would cut $12 billion going to Loblaws. I would have looked at the $200 billion in non-COVID-related spending or the $100 billion of pre-COVID deficit spending that has led to the inflation crisis and will cause children to go hungry tonight because the government cannot get its spending under control.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:05 p.m.

Bloc

Denis Trudel Bloc Longueuil—Saint-Hubert, QC

Mr. Speaker, let us be serious and talk about housing.

When they talk about housing, my Conservative friends are quick to criticize the Liberals, but they are not so quick to come up with solutions. They keep saying that the government should not be spending money. They think that we should let the market decide.

The housing crisis—

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:05 p.m.

The Deputy Speaker Chris d'Entremont

I must interrupt the hon. member because there is a problem with the interpretation.

I am told it is working now.

The hon. member for Longueuil—Saint-Hubert may start over.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:05 p.m.

Bloc

Denis Trudel Bloc Longueuil—Saint-Hubert, QC

Mr. Speaker, I was saying that, essentially, my Conservative friends are quick to criticize the government, and rightly so, because there is a huge housing crisis right now. Bill C-31 does absolutely nothing to address the issue, and I just wanted to point that out today in the House. However, we do not hear a lot of solutions coming from my Conservative friends. They keep saying that we should let the market decide and that the government does not need to get involved.

I spoke with an economist from the Canada Mortgage and Housing Corporation two or three weeks ago. He said that in Quebec alone, if we allow market forces to run their course for the next 10 years, 500,000 housing units will be built, including houses and condominiums and so on. However, given the current problems with availability and affordability, 1.1 million housing units would need to be built to meet demand. That is a shortfall of 600,000.

How can we get these 600,000 housing units built? That is my question for my colleague.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:05 p.m.

Conservative

Philip Lawrence Conservative Northumberland—Peterborough South, ON

Mr. Speaker, I think it is a bit of a mischaracterization that the Conservatives want to leave this up to the free market. We want to leave it up to Canadians because we believe in Canadians. We do not believe that the best decisions are made here in Ottawa. We believe they are made in Port Hope, in Quebec and everywhere else in this country.

Secondly, we would get the gatekeepers out of the way. It is governments that are the problem. They are stopping houses. We will sell off a percentage of federally held properties, as the government is the largest landlord in all of Canada, and we will get those properties to people. We need the government out of the way so we can get people into homes.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:05 p.m.

Conservative

Scot Davidson Conservative York—Simcoe, ON

Mr. Speaker, we are talking about global inflation and the reality is that Canada is the worst in the world. If we look at our ports, the Port of Vancouver is the worst in the world. Toronto Pearson International Airport is the worst airport in the world. People are waiting in line for passports for days. These are the failure of the Liberal-NDP government.

I want my colleague to comment on health care. In my riding, when I go out to doors, my residents are pleading with me. They say, “Scot, I would love to have a doctor.”

We are spending a billion dollars on this dental care program, and people are saying they do not have a doctor. People are waiting months and months for a specialist. Could my colleague comment on that?

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:10 p.m.

Conservative

Philip Lawrence Conservative Northumberland—Peterborough South, ON

Mr. Speaker, unfortunately, it appears as though over the last seven years, more things in Canada are not working. More things are broken in our country. Whether it be getting a passport in a reasonable amount of time, getting a ship built in a reasonable amount of time, or delivering the most basic of government essentials, it seems like there is delay, and failure after failure. It is time for a change. The Leader of the Opposition will finally put people first.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:10 p.m.

Green

Mike Morrice Green Kitchener Centre, ON

Mr. Speaker, I understand that the member for Northumberland—Peterborough South is concerned with policies such as a carbon tax, which only raised gas prices by just over 2¢ a litre this past year while being an efficient tool to address the climate crisis and returning revenue to Canadians.

He is also aware that we are in a climate emergency. Oil and gas company profits were up 18¢ per litre this year alone. Can he talk more about the need to address affordability by addressing the gouging by the oil and gas industry?

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:10 p.m.

Conservative

Philip Lawrence Conservative Northumberland—Peterborough South, ON

Mr. Speaker, the organization or the institution that has been taking excess revenues is the Government of Canada, so perhaps he has gotten that, in fact, wrong. If we look at the oil and gas sector, it contributes, per worker, per hour, $645. For an average Canadian, that figure is $50.

The oil and gas industry is literally fuelling our economy as we go forward. We need to support Canadian energy. The carbon tax is raising costs. I am not sure if he has talked to the residents, but it is making gas unaffordable.

How many emissions targets has the government hit since it has had the carbon tax? Absolutely none. That is an abject failure.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:10 p.m.

Conservative

Greg McLean Conservative Calgary Centre, AB

Mr. Speaker, I thank all my colleagues for coming here today to listen to my speech, my colleagues on this side of the House in particular. It is an honour to stand in front of the House and talk about a bill that is going to affect Canadians for a long time going forward, another trinket.

Let me start, because it is a big bill, by focusing my comments on the dental care benefit that is part of this bill, Bill C-31. I see the Liberals over there are shrugging their shoulders about the support they gave the NDP when it brought this legislation forward. They know the support from the NDP, to continue on with its support of the government, came cheap. Dental care is a cheap trinket for them to push forward here.

The House will note that the government has aligned with the NDP, continuing to drip a dental care plan into delivery with its continued deficit. Why would it not? No sooner would the Liberals deliver on their full promise for dental care than the NDP would up its demands for continued support of this spendy government. Who is playing whom in this support agreement? It allows the Liberals to continue to plunge the country into an economic hole, and it will take decades of responsible government to recover our previous fiscal stability.

That is why dental care is in front of the House. It is not for any health reasons and not because it is going to give something to Canadians that has been taken away with the inflation that is making a dent in their take-home pay. It is a political support agreement, so that the NDP can show people that it might be relevant, even though it is backing a government whose spending is out of control. A great amount of taxpayers' money is going to Liberal lackeys.

Dental care support is a nice gift. Like my colleague said earlier, it is a nice shiny trinket in the window. Dental care promotes good health. There is no doubt about it. Oral health leads to better health overall. We have known this for years.

I spoke to a friend at home. She brought it forth to me, asking why the federal government would establish a new federal bureaucracy in charge of Canadians' dental care, and why there is an “Ottawa knows best” approach to superimpose a new federal program on top of the existing provincial dental programs across Canada, because each provincial jurisdiction has a provincial dental care program. She asked how costly the program would be and how much taxpayer funds would be spent, or lost, in bureaucratic overlap. Federal bureaucrats would be interacting needlessly with provincial bureaucrats in a program that is already being delivered in every province across Canada. It would not be a health transfer to fix an underfunded health care system in Canada, but a new program overlap.

Let us ask the NDP about the Halloween candy it has bargained for with the government. It is provincial responsibility. Did any premiers, including the NDP premier in British Columbia, ask for dental care funding in their provinces? The answer is a very clear “no”. What did the premiers ask for? They asked for an extra $26 billion from the federal government to help the strain on our health care system, a strain that has been exacerbated by a pandemic that lasted two years, and to help with costs thrust upon the shoulders of the provincial governments.

Notably, all of this is provincial responsibility. The Canada Health Act imposed standards of health care delivery on the provinces, so it was a shared jurisdiction. For a while, health care was funded fifty-fifty, until the Liberal budget cuts of the mid-1990s, when suddenly it was changed and became not the fifty-fifty that the Health Care Act was premised on. Now, 22% of health care funding in Canada is funded by the federal government, and for every province health care spending has become the largest budget item.

The government has been running huge budget deficits the entire seven years since it was elected, so with this new program it is going to continue to buy Canadians with their own money and continue to put it onto the backs of taxpayers who are not paying taxes today and may not even be born today. This intergenerational transfer of taxation, versus the benefits that are being felt by Canadians today, is unjust.

The country's finances right now are more strained than they have been since the Liberals cut health care funding in the 1990s. Perhaps the NDP needs to take a lesson from history about how this ends.

My friend in Calgary and I did a little more research on dental coverage for people in my province of Alberta. Alberta child care benefits provide full dental coverage for low-income families. There are notable differences between the Alberta plan and the proposed coverage in this bill. The Alberta plan covers low-income households for full coverage up to the age of 18 in low-income families. This new plan would be for low-income families to cover children up to $650 per child up to the age of 12. In Alberta, it is up to the age of 18, no matter the number of children.

Additionally, the definition of low income ends in Alberta at $46,932, again, to cover 100% of the dental expenses of children under the age of 18. This new program would give a sliding amount per family up to a family income of $90,000 down to $260 per child. Will there be overlaps with these different definitions? Yes, of course, and obviously there will be. Private insurance pays out first; provincial insurance on top of that is a close second; and then there is the federal plan. Is this just another public service jobs debacle on the horizon? They are all different formulae and all different eligibilities. This spells huge bureaucratic overlap in the delivery of this new service.

Obviously, we would have to hire more federal government employees on top of the 15% increase we have had over the last two years. We are on a job-hiring spree, and we are getting less and less from federal government services. Surely, a realistic, accountable federal government could deliver a program like this a little more effectively. Unfortunately, a realistic approach to better dental care would not allow the government to buy the support of the NDP. This is another Liberal-NDP boondoggle. Canadians deserve better. They deserve not just optics, but the actual delivery of programs that help them and do not overlap with all their other provincial benefits.

Let us talk about inflation and how this is actually impacted. Every Canadian is having more expenses, including dental expenses, expenses for food, and expenses for housing, which is pronounced and is addressed by a minuscule amount in this bill. These are all mounting expenses for Canadians, and the government has thrust this upon Canadians with its full-on federal spending of over a half a trillion dollars in deficits over the past handful of years. It is a ridiculous financial strategy that has led us to where we are today, with mounting inflation, with mounting government debts and with no insight as to how or where this ends, except on the backs of future generations of Canada.

The cost of living is going up; inflation is going up; deficits are going up, and the government does not have a handle on how it deals with those real problems that are affecting the lives of Canadians. Its approach is to give trinkets. There are trinkets in this bill that would not be able to deliver but would place a huge cost upon the Canadian population writ large.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:20 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Mr. Speaker, the member talks about trinkets. I can assure the member that not every province is alike. For a 10-year-old child or an 11-year-old or a four-year-old child, depending on the province, there are different types of dental programs that are available. However, what we do know for a fact is that there are tens of thousands of children in every region of the country who will benefit by this dental benefits program.

We know that for a fact, yet the Conservatives seem to want to deny those tens of thousands of children having a dental benefit. We also know for a fact that many of those children will end up in hospital situations as a direct result of not having the types of benefits that are being proposed within this legislation. Will the member at least acknowledge that fact?

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:20 p.m.

Conservative

Greg McLean Conservative Calgary Centre, AB

Mr. Speaker, I watched my colleague listen to my speech intently, but he seems to have missed much of what I said.

There is definitely dental coverage in every province. However, there is a better way of delivering increased dental coverage if the federal government wants to contribute to the provinces that are actually delivering health care services across this country.

These are different modes. If we think about the way Canada is governed, we are governed in a federal system, and we have provinces deliver real services to their constituents. We, as the federal government, also have our realm. This is very clearly the provincial realm. If the federal government wants to be involved in dental health care, it should say so, put some constraints and direction on the provinces, and transfer some funds. Do not just give it as a gift to the NDP in order to stay in power. It is a really obvious power buy at this point in time.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:20 p.m.

Bloc

Alexis Brunelle-Duceppe Bloc Lac-Saint-Jean, QC

Mr. Speaker, I would like to commend the speech given by my colleague from Calgary Centre. I really appreciated it, especially when he alluded to health transfers. He also spoke a bit about the various federal and provincial jurisdictions in his response to our friend on the other side of the House.

One thing that disappoints me a little is that I have been asking the Conservatives the same question for three years now, and I have never had an answer. I feel I may have a chance with my friend from Calgary Centre, because he is an honest, reliable person, and I think he will answer my question.

The Premier of Quebec and the provincial premiers all agree. They made a formal request based on a strong consensus. They want health transfers to increase to 35%. I have never heard a Conservative say in the past three years that the Conservatives would agree to increase health transfers to 35%.

As the party that prides itself on having the strongest economic record, would they be willing to put a figure on the increase in health transfers, once and for all? I am asking my friend whether he agrees with Quebec and the provinces that health transfers need to be increased to 35%.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:20 p.m.

Conservative

Greg McLean Conservative Calgary Centre, AB

Mr. Speaker, I thank my colleague for his question.

I am not aware of the 35% that he mentioned in his question.

I do know premiers across the country have been asking the federal government to give the provinces $26 billion a year for Canada's health care system. I am not sure if that $26 billion is equivalent to 35%. I am sorry I am not aware of these figures, but I support the provinces' request for more federal money.

Motions in AmendmentCost of Living Relief Act, No. 2.Government Orders

October 27th, 2022 / 12:25 p.m.

NDP

Lisa Marie Barron NDP Nanaimo—Ladysmith, BC

Mr. Speaker, I had an adverse reaction to hearing national access to dental care being referred to as a trinket. It is very problematic to me when I hear day in and day out from constituents and Canadians across the country that they want access to dental care. We know that having access to dental care saves us money. There is no economic reason for us not to be proactive in preventing costs to our health care system.

I am wondering if the member could share what he has to say to constituents in my riding of Nanaimo—Ladysmith and Canadians across the country who are asking for dental care, instead of doing what in my opinion is belittling the need for dental care by referring to it as a trinket.