Build Canada Homes Act

An Act respecting the establishment of Build Canada Homes

Sponsor

Gregor Robertson  Liberal

Status

This bill has received Royal Assent and is, or will soon become, law.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

This enactment establishes Build Canada Homes as a Crown corporation. The purpose of Build Canada Homes is to promote, support and develop the supply of affordable housing in Canada and to promote innovative and efficient building techniques in the housing construction sector in Canada. The enactment, among other things,
(a) sets out the powers of Build Canada Homes and its governance framework;
(b) authorizes the Minister of Finance to make payments out of the Consolidated Revenue Fund to fund the operations and activities of Build Canada Homes; and
(c) provides that the Governor in Council may transfer to Build Canada Homes the property, rights, interests and obligations held by any Crown corporation or subsidiary of a Crown corporation and may issue directives for measures to be taken in relation to the reorganization of Canada Lands Company Limited or any of its subsidiaries.
It also includes transitional provisions, makes a consequential amendment to the Financial Administration Act and contains coordinating amendments.

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-20s:

C-20 (2022) Law Public Complaints and Review Commission Act
C-20 (2021) An Act to amend the Nova Scotia and Newfoundland and Labrador Additional Fiscal Equalization Offset Payments Act
C-20 (2020) Law An Act respecting further COVID-19 measures
C-20 (2016) Law Appropriation Act No. 3, 2016-17

Votes

June 10, 2026 Passed 3rd reading and adoption of Bill C-20, An Act respecting the establishment of Build Canada Homes
June 9, 2026 Passed Time allocation for Bill C-20, An Act respecting the establishment of Build Canada Homes

Debate Summary

line drawing of robot

This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

This bill establishes "Build Canada Homes" as a new federal Crown corporation tasked with consolidating housing initiatives, leveraging federal lands, and partnering with stakeholders to accelerate affordable housing construction. Debate focuses on whether the measure will improve administrative effectiveness or merely create unnecessary government bureaucracy.

Liberal

  • Establishing Build Canada Homes: The party supports establishing Build Canada Homes as a Crown corporation to provide the operational autonomy, financial tools, and flexibility needed to address the housing crisis at scale.
  • Fostering multi-sector partnerships: This legislation centralizes federal housing initiatives, allowing the agency to act as a developer and financier while streamlining collaboration between government levels, private developers, and non-profit stakeholders.
  • Prioritizing Canadian industry: The bill integrates the "buy Canadian" strategy by prioritizing domestic materials like lumber and steel, while supporting the skilled trades to ensure that housing investments also strengthen the national economy.
  • Addressing diverse community needs: Speakers highlight that the agency addresses unique regional challenges by tailoring affordability to local incomes and supporting specific projects for rural centers, seniors, and indigenous communities.

Conservative

  • Oppose redundant housing bureaucracy: Conservatives oppose Bill C-20, arguing it creates a redundant fourth federal housing bureaucracy that adds administrative layers and executive costs without providing clear targets, timelines, or performance indicators for home construction.
  • Minimal impact on housing supply: Members highlight Parliamentary Budget Officer findings that the new Crown corporation would only contribute 5,000 homes annually, representing just 1% of the government's promised targets and failing to address the true scale of the crisis.
  • Critique of rebranding existing projects: The party criticizes the government for using the legislation to rebrand existing Canada Lands Company projects, asserting that substantive progress is stalled by regulatory delays, permitting bottlenecks, and a focus on promotional aesthetics over actual construction.
  • Proposed alternative housing solutions: The Conservatives advocate for cutting the GST on new homes under $1.3 million, tying federal infrastructure funding to municipal building targets, and removing capital gains taxes on reinvestments in new housing construction.

NDP

  • Criticizes private sector reliance: The NDP argues the bill over-relies on private developers and market incentives, claiming that billions in funding should instead support public community housing to ensure true affordability for Canadians.
  • Demands accountability and targets: Jenny Kwan highlights the lack of measurable targets and performance benchmarks, criticizing the government for rejecting an amendment that would define affordability as 30% or less of a person's income.
  • Favors non-market housing: The party advocates for large-scale investment in public and co-op housing, calling for policies to end the financialization of housing and protect renters from renovictions and market-driven price hikes.
  • Focuses on accessibility: The NDP stresses that increasing housing supply must specifically address the needs of vulnerable groups, including people with disabilities, rather than assuming that generic market units will solve the accessibility crisis.

Bloc

  • Conditional support for the bill: The party supports the bill due to the severe housing crisis and a specific agreement with Quebec that respects its legislative framework and jurisdictional priorities.
  • Concerns regarding jurisdictional encroachment: Members express concern that a new federal structure may encroach on Quebec’s jurisdiction over housing, arguing instead for direct funding transfers without federal interference or conditions.
  • Criticism of administrative inefficiency: The Bloc questions the need for a new entity alongside the CMHC, arguing that replacing functioning programs with new structures has delayed the construction of essential housing.
  • Promotion of the forestry sector: The party advocates for the prioritization of Canadian wood in construction projects to support the forestry sector, which faces significant challenges from international tariffs and a lack of support.

Green

  • Administrative focus over action: The bill merely transitions a special operating agency into a Crown corporation without establishing concrete targets or timelines to solve the housing crisis, rendering it largely ineffective in its current form.
  • Redundancy of new corporation: The party questions the necessity of creating a new entity, arguing that the government should instead properly fund and utilize the existing Canada Mortgage and Housing Corporation (CMHC) to deliver housing.
  • Lack of clear accountability: Concerns remain regarding the absence of a designated minister responsible for the project, which risks creating an opaque governance structure without direct accountability for housing outcomes.
  • Failure to treat emergency: Stressing that the housing crisis is a national emergency, the party calls for greater political will and immediate action to house vulnerable citizens instead of focusing on legislative reorganization.
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Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:50 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Mr. Speaker, I recognize that there are very serious concerns and issues surrounding our forest industry in Canada. The government, through its buy Canada policy and other initiatives, is doing what it can to support it.

The question I have for the member is in regard to the legislation itself. The Build Canada Homes act would allow the Government of Canada, at an arm's-length distance, to work collaboratively with the different governments. It has been very successful with the Government of Quebec, with the agreement. I wonder if the member could just provide his perspective on why it is important to have the legislation go through and to work collaboratively with the different stakeholders.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:50 p.m.

Bloc

Mario Simard Bloc Jonquière, QC

Mr. Speaker, as I said earlier, I am in collaboration mode, but I am not seeing any results. I sometimes wonder about the government's interest in the forestry industry.

What struck me the most about the “Canada Strong for All” fiscal update is that the words “forest” and “forestry” appear only nine times. However, a search for the words “oil” or “oil company” shows that they appear 130 times. “Canada for all” seems to be Canada focused on western Canada's energy sector. It is not Canada focused on the forestry sector.

As we know, politics is a balance of power, and unfortunately, when it comes down to the forestry industry, right now our balance of power is non‑existent.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:50 p.m.

Conservative

Costas Menegakis Conservative Aurora—Oak Ridges—Richmond Hill, ON

Mr. Speaker, my question is simple. Will the Bloc be supporting this bill? If so, how can it justify supporting a bill that would not deliver tangible results for Canadians or real support for the forestry industry? Can the member outline the position his party is taking in terms of whether it will be supporting the bill?

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:50 p.m.

Bloc

Mario Simard Bloc Jonquière, QC

Mr. Speaker, our position is quite simple: We want more housing construction, and we want support for the forestry industry.

Our criticisms concern the government's slow response. If it does not take immediate action to support forestry, this industry will lose its lifeblood. Small regions like mine, whether in Saguenay—Lac-Saint-Jean, Abitibi or the north shore, are being hollowed out and will pay the price. The government is turning a deaf ear and is unwilling to listen to the industry's legitimate demands. It is still making announcements rather than responding to the crisis.

We are still going to vote in favour of this initiative. If it comes to fruition and is good for everyone, then we will not vote against it. The goal is not to oppose for the sake of opposing. That is not what we do.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:50 p.m.

Bloc

Rhéal Fortin Bloc Rivière-du-Nord, QC

Mr. Speaker, I thank my colleague from Jonquière for his speech, which was as engaging and passionate as he is.

I must say that I was surprised as I listened to him speak. In my view, building a house starts with wood. Ask any six-year-old kid in school what is needed to build a house, and the first thing the child would say is wood. My colleague tells us that in the budget, wood is mentioned only nine times in I do not know how many pages. One might think that this was an oversight, except I understand that my colleague from Jonquière has frequently asked government members about what they are doing for the forestry industry. Unfortunately, it seems that they have turned a deaf ear.

Can my colleague explain the government's apparent insensitivity or closed-mindedness regarding the forestry industry?

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:55 p.m.

Bloc

Mario Simard Bloc Jonquière, QC

Mr. Speaker, that is an excellent question. The answer is quite simple: The federal government has never been willing to fight for softwood lumber. We are at the mercy of the Americans. Not only that, but we also have an economic sector that is currently unable to access federal assistance, because it is constantly being referred to Global Affairs Canada and told no.

What the federal government has been doing for the past few years is unconscionable. It has allowed the situation to deteriorate, and now we are facing deeply troubling consolidations in the forestry sector.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 4:55 p.m.

Liberal

Jessica Fancy-Landry Liberal South Shore—St. Margarets, NS

Mr. Speaker, I rise today in strong support of Bill C‑20, the Build Canada Homes act. I do so as the proud member of Parliament for South Shore—St. Margarets. Any day we get to rise on behalf of our constituents is always a great day.

I want to talk today about our housing crisis and how it is not just theoretical. It is something that I hear about every single day from residents, businesses and my community leaders. Across our communities, all the way from Shag Harbour to Tantallon in my riding, there is a message that is clear. We need more housing, not someday, not eventually, but right now.

In South Shore—St. Margarets, the challenge is not just affordability but also availability. Most of what we have talked about today is between those two things. I would like to talk about our responsiveness to both affordability and availability.

We have employers that are looking to hire in South Shore—St. Margarets but are unable to attract workers because sometimes there is no place for them to live. We also need the infrastructure to support that. We have young families who want to stay in the community but cannot afford a home. We have seniors who want to age in place, in community, but have limited options. We have growing communities that are being held back, not by a lack of opportunities but by a lack of housing supply. This is not just a housing issue. It is an economic issue, a workforce issue and also a community sustainability issue.

I do not want to sound like a negative Nelly. I would like to talk now about why Bill C‑20 matters. This legislation would transform Build Canada Homes into a Crown corporation, as we have been discussing today in the House, giving it the independence, flexibility and tools needed to actually deliver housing at the scale required. This is about action.

Build Canada Homes would not just fund projects one at a time. It would act as a builder, a partner and a catalyst, working alongside municipalities, provinces, indigenous communities, non-profit organizations, co-operatives and the private sector, an opportunity that is also backed by $13 billion in initial funding to get the work moving.

I want to speak directly about what I have been hearing from the people in my riding. I have met with developers, builders, tradespeople and community housing organizations, and they are all aligned on one thing: They are ready to build, but they need the conditions to do it. They need access to land, in some cases. They need financing that works in today's market. Perhaps most importantly, they need infrastructure to support growth. Without infrastructure, homes cannot be built.

In South Shore—St. Margarets, we are already seeing the kind of collaboration that makes housing possible. A strong example of this partnership in my riding is between the Municipality of the District of Lunenburg and the Town of Bridgewater. They have led a joint venture with their wastewater system, and this is exactly the kind of forward-looking investment we need.

I was very proud to be one of the only members of Parliament right now to have one of those announcements in our larger announcements just a couple of months ago. When municipalities work together, they expand core infrastructure like water and wastewater systems, and they unlock the ability to build housing to scale. These are foundational investments, and for too long, there has been a bottleneck. We have seen this as a government, and our new government is here to respond. Build Canada Homes recognizes this. It understands that if we want homes built, we must also support those systems that make these homes possible.

Another reason this legislation matters to people in my rural riding in Nova Scotia is that it recognizes the diversity in housing needs. Housing affordability in South Shore—St. Margarets does not look the same as in many other areas, in urban centres.

This is why Build Canada Homes uses both a place-based and an income-based definition of affordability, ensuring that housing reflects the realities of local incomes. This matters because homes must actually be affordable to the people who live and work in our communities, not because they are on some type of abstract national average.

I was also very impressed with, and helped host, one of our round tables with our minister last summer as he was going all over the nation listening and learning, and now, through this legislation, responding. I met with the developers and the whole spectrum of builders at these round tables who gave their concerns, the good, the bad and sometimes the ugly, in response to the minister having these consultations.

Rural communities are often overlooked in national housing strategies, but we know that they are essential to Canada's economy, culture and identity. From forestry, to fisheries, to tourism, to small business, rural regions like ours are vital. However, without housing how do we sustain that vitality? The recognition of rural needs through Bill C-20 includes support for infrastructure, transportation considerations and community revitalization. It is an important step forward.

This legislation is also about partnership, and in South Shore—St. Margarets partnership is how we get things done. We are seeing municipalities collaborate. We are seeing non-profits and co-operatives step forward. I was recently at an announcement for shovels in the ground for an eight-unit co-operative shared housing unit in the small town of Liverpool. Although there are only eight units, that is huge in our small rural and coastal communities.

We are also seeing leaders come together to think bigger and aggregate projects to create scale. That type of collaboration is exactly what Build Canada Homes is designed to support, because when communities align with federal resources and private sector capacity, we can move forward from ideas to construction and from plans to actual homes.

We also want to highlight some of these economic opportunities in this approach. Build Canada Homes is more than just housing. It is about building Canadian capacity. It is about Canadian workers, Canadian materials and Canadian expertise. For South Shore—St. Margarets, that means opportunities for tradespeople. It means opportunities connected to our forestry sector and supply chains. Our colleagues have just talked about the lack of support for the forestry sector. I have met with multiple different lumber mills in my riding and some of our prefab manufacturers on how they are working specifically within our supply chain locally to get these homes built. It means good jobs that support families in our region. It is like having multi-generational families like Freeman Lumber in my riding working together with others like Lloyoll Prefabs, Walls and CLATTCO Construction in my riding on a common goal, which is to get roofs over people's heads. At a time when global uncertainty is increasing, investing in Canadian industry is solving problems with respect to our housing shortage. This is the right approach. Innovation is key.

I want to address directly the idea that this legislation creates unnecessary bureaucracy. Respectfully, I disagree. This legislation is about streamlining, not adding layers. Build Canada Homes brings expertise, financing tools and partnerships together under one organization with a clear goal.

The housing crisis did not emerge overnight and will not be solved overnight. What Canadians expect of us is progress. They expect us to work together. They expect us to take bold, practical steps. Bill C-20 is one of those steps. For the young family in Bridgewater who is working and looking for their first home, for the nurse who is considering a job on the South Shore but is unable to find housing and for the senior in Lunenburg who wants to stay close to their community, this bill matters.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:05 p.m.

Conservative

Costas Menegakis Conservative Aurora—Oak Ridges—Richmond Hill, ON

Mr. Speaker, the Parliamentary Budget Officer data indicates that, if enacted, this bill would produce barely 1% of the homes that are needed on an annual basis. How can a member justify spending billions of dollars on a massive Crown corporation when it would have such negligible impact on the housing crisis?

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:05 p.m.

Liberal

Jessica Fancy-Landry Liberal South Shore—St. Margarets, NS

Mr. Speaker, I would like to talk to my colleague from Ontario about Carolyn Whitzman. I was a member of HUMA, where we had this on our desk to study. I want to read something that she said about Build Canada Homes and how it needs the independence of a Crown corporation. She said that it had been clear from the start that it was merging the existing Canada Lands Company into it. The real question here was affordability, targets and what this kind of economic and social return was expected to generate, and how we needed these plans for a national housing strategy. She was a huge proponent of this.

Therefore, I would like to remind my colleague that we have people who are doing the work and I would love to see the responsiveness of our minister in this.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:05 p.m.

Bloc

Mario Simard Bloc Jonquière, QC

Mr. Speaker, it seems like it is always the same old story.

The federal government is proposing strategies, like the Build Canada Homes program. It is also proposing to retool the forestry sector, but that will not happen in six months. It will take 10 years to see results.

The federal government is not agile enough to act in a timely manner.

That is why, in my speech earlier, I gave the example of the affordable housing fund, which has gone from CMHC to Build Canada Homes, meaning that, today, projects that would have received this funding 10 or so months ago are now stuck waiting.

That is the problem with these initiatives.

Perhaps my colleague is seeing the same thing in her own riding.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:05 p.m.

Liberal

Jessica Fancy-Landry Liberal South Shore—St. Margarets, NS

Mr. Speaker, we have been experiencing similarities with our ridings. Although I am in a coastal community, we still have small-town pride.

I would like to say to my colleague that we have been with our new government for only a year. We have been laying infrastructure. We are trying to pass this bill that would help unlock everything and get those shovels in the ground. In my own riding, I have had multiple announcements and multiple shovels in the ground.

I have talked to the people in my forestry sector. My colleague wants to talk about lack of support in the forestry sector. I have talked with Derek Nighbor of the Forest Products Association of Canada regarding how I can work with my local mills and my local prefab people and build those partnerships together to get more shovels in the ground for private, non-market and co-operative housing.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:05 p.m.

Liberal

Kristina Tesser Derksen Liberal Milton East—Halton Hills South, ON

Mr. Speaker, my colleague mentioned municipalities in her speech. I am a former municipal councillor. Municipalities at any given time have a lot of balls in the air that they have to balance. One of the big ones is housing. I am wondering if my colleague could comment further on the role she sees municipalities playing and how this legislation would impact municipalities positively.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:05 p.m.

Liberal

Jessica Fancy-Landry Liberal South Shore—St. Margarets, NS

Mr. Speaker, as a former municipal councillor, the example that I used in my speech today in regard to our municipality and district in Lunenburg and my town of Bridgewater is how people were trying to put together a larger supportive housing complex just outside of the town of Bridgewater, but they did not have the waste-water system. Therefore, they are working with the town. They are working with the municipality and collating a larger project that is going to help over 3,000 people in my riding, so these partnerships are key.

I would ask members who are negating this legislation whether they have sat down with all the different key players and stakeholders. What are they doing, as their representative, to help make these plans to get these shovels in the ground?

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:10 p.m.

Conservative

Warren Steinley Conservative Regina—Lewvan, SK

Mr. Speaker, I am happy to join this debate on Bill C‑20, Build Canada Homes, which was a promise the Liberals made in the 2025 campaign. I cannot remember the name of the Liberal guy I ran against, but he was very excited about this, saying that he was going to get these homes built and that this was going to be a great policy.

I remember thinking, from a Saskatchewan point of view, that we are home to many Crown corporations. I know how Crown corporations work. I have been in government in Saskatchewan. I cannot recall a lot of situations when Crown corporations were involved and became more streamlined or development happened faster and things got done more quickly. That was not really the case when Crown corporations get involved with development on a local scale. However, I do have a couple of points I want to make during this speech.

I will read testimony from actual experts in homebuilding. Mike Moffatt, from the Missing Middle Initiative, said, “BCH lacks a clear goal, lacks targets and lacks key performance indicators and accountability measures. The public has not been told how many homes the program will complete, what types of homes, what the rents and prices will be, or over what time frame.”

At HUMA, David Wilkes, Building Industry and Land Development Association, said, “To put that [housing] crisis into perspective, in 2025 just over 5,000 new homes were sold in the GTA, the lowest level since we began tracking in 1981. That is an 80% decline from the 10‑year average and follows similarly weak years in 2024 and 2023.” He also said, “It is important to note that 95% of the housing in Canada, both ownership and rental, is delivered through the private market.”

At HUMA, Scott Andison, Ontario Home Builders' Association, said, “When new home construction slows, the impact extends beyond the housing industry alone. Communities lose jobs, government loses revenue and fewer homes are being built for families to create memories.” He also said, “As the industry association representing home builders across Ontario, we know that builders are the experts and the ones who are best suited to construct the homes we need, not the government.”

I will be honoured to share my time with my colleague, the member for Calgary Centre.

That got me thinking back to when I was in government with the Saskatchewan Party in Saskatchewan. In 2011, we brought forward the Saskatchewan advantage housing plan. Most Liberals will not believe this, but we actually put numbers and targets in this housing plan so that people knew what we wanted to accomplish. We had five programs during that housing initiative called head start on a home, affordable home ownership, rental construction incentive, $35 million for rental housing, and habitat for humanity partnership. The numbers actually coalesced with the programs. We wanted 1,100 units for head start on a home, 600 units for affordable home ownership, 2,900 units for rental construction, 160 for rental housing and 30 for habitat for humanity, so a total of 4,690 homes. Can colleagues imagine a government bringing forward a program with the actual targets of what it wanted to build so that citizens knew what they were voting for?

That is my problem with the Build Canada Homes program. My problem is that the government threw $13 billion into a pot to create a whole new bureaucracy. I would love it if one of my Liberal colleagues would tell me how much of that $13 million is going to go into bonuses for executives. How much is going to go into actually paying bureaucrats to sit in Ottawa and not put shovels in the ground?

We did just get a lot of numbers related to bonuses for Crown executives this past year. What was the total payment for Crown executives? I think millions and millions of dollars went to executives of Crown companies who did not provide any results.

My fear with Bill C‑20 is that there are going to be a lot of bonuses for executives and hardly any homes for Canadians.

Build Canada Homes ActGovernment Orders

June 9th, 2026 / 5:15 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Mr. Speaker, the member for Waterloo posed a question to one of the member's colleagues from Alberta. I would like to echo the same sentiment from that question. That is, we have agreements today for housing projects in collaboration in Alberta and Saskatchewan. We continue to work collaboratively with different jurisdictions.

Can the member be very clear? If he does not support the legislation and he does not support the federal government being involved directly in housing, will he say that very clearly today? Will the member be bold enough to say that he will not support those projects that are being supported by the provinces, municipalities and federal government?