Build Canada Homes Act

An Act respecting the establishment of Build Canada Homes

Sponsor

Gregor Robertson  Liberal

Status

In committee (House), as of March 13, 2026

Subscribe to a feed (what's a feed?) of speeches and votes in the House related to Bill C-20.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

This enactment establishes Build Canada Homes as a Crown corporation. The purpose of Build Canada Homes is to promote, support and develop the supply of affordable housing in Canada and to promote innovative and efficient building techniques in the housing construction sector in Canada. The enactment, among other things,
(a) sets out the powers of Build Canada Homes and its governance framework;
(b) authorizes the Minister of Finance to make payments out of the Consolidated Revenue Fund to fund the operations and activities of Build Canada Homes; and
(c) provides that the Governor in Council may transfer to Build Canada Homes the property, rights, interests and obligations held by any Crown corporation or subsidiary of a Crown corporation and may issue directives for measures to be taken in relation to the reorganization of Canada Lands Company Limited or any of its subsidiaries.
It also includes transitional provisions, makes a consequential amendment to the Financial Administration Act and contains coordinating amendments.

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-20s:

C-20 (2022) Law Public Complaints and Review Commission Act
C-20 (2021) An Act to amend the Nova Scotia and Newfoundland and Labrador Additional Fiscal Equalization Offset Payments Act
C-20 (2020) Law An Act respecting further COVID-19 measures
C-20 (2016) Law Appropriation Act No. 3, 2016-17

Debate Summary

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This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Bill C-20 proposes establishing "Build Canada Homes" as a new federal Crown corporation. Its mandate is to increase the national supply of affordable housing by leveraging public lands, providing flexible financing, and promoting modern, efficient construction methods across Canada.

Liberal

  • Establish a housing Crown corporation: Establishing Build Canada Homes as a Crown corporation provides the operational independence, financial flexibility, and authority needed to deliver affordable housing at scale and accelerate construction timelines through the conversion of federal lands.
  • Support Canadian industrial growth: The party prioritizes a 'Buy Canadian' policy and modern construction methods like prefabrication and mass timber to strengthen domestic supply chains, support the lumber and steel sectors, and create year-round jobs.
  • Foster multi-level partnerships: By coordinating with provinces, municipalities, and Indigenous communities, the government aims to streamline approvals, leverage public lands, and ensure that new developments include essential wraparound health and social supports.
  • Address market gaps: The corporation focuses on non-market, deeply affordable, and cooperative housing that the private sector fails to provide, ensuring vulnerable populations and young Canadians have access to stable, attainable homes.

Conservative

  • Oppose redundant housing bureaucracy: The Conservatives reject Bill C-20, arguing it creates a fourth federal housing agency that adds administrative layers and delay rather than removing the regulatory barriers, such as restrictive zoning and slow permitting, that prevent construction.
  • Insignificant impact on supply: Members cite Parliamentary Budget Officer data showing the new Crown corporation would produce only 5,000 homes annually—one percent of the government's stated goal—failing to meaningfully address the national housing supply crisis.
  • Empower builders over bureaucrats: The party contends that homes are built by tradespeople and builders rather than government boards. They advocate for reduced government interference, lower taxes, and the elimination of red tape to allow the private sector to function.
  • Propose market-driven alternatives: Instead of expanded bureaucracy, the party proposes cutting the GST on new homes under $1.3 million, halving development charges, and tying federal infrastructure funding to mandatory 15 percent annual increases in municipal housing completions.

Bloc

  • Support for housing with jurisdictional caveats: The Bloc supports the goal of building affordable housing but prefers direct transfers to provinces. They conditionally support the bill because of a memorandum of understanding intended to respect Quebec’s jurisdiction over housing.
  • Lack of legislative safeguards: Members criticize the bill for failing to include specific requirements for social housing, environmental standards, or clear affordability definitions in the text, leaving important policies to the government’s discretion without accountability.
  • Concerns over Crown corporation powers: The party is concerned that granting Build Canada Homes "agent of the Crown" status allows it to bypass municipal taxes, ignore local land-use bylaws, and expropriate land without provincial or local oversight.
  • Integration with the forestry industry: The Bloc emphasizes that for a national housing strategy to succeed, the federal government must simultaneously support the struggling forestry sector to ensure a steady supply of local building materials.
Was this summary helpful and accurate?

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:10 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Someone said, “Why are you bringing up filibuster?” Mr. Speaker, I can tell the House that significant legislation has been held up by the Conservative Party because its members just do not want legislation to pass, even legislation they support. We passed bail reform legislation just a week ago, and they apparently supported that legislation. Bill C-20 is now before us, the Build Canada Homes act, and we are getting a very clear indication that the Conservatives are not going to support it. If they are not going to support it, I will pose this question to members opposite: Does that mean we can anticipate that they are going to filibuster this legislation too?

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:10 p.m.

An hon. member

Oh, oh!

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:10 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, a member across the way said, “apparently”. We will have to wait and see. Hopefully the Conservatives will recognize and allow legislation of this nature to, at the very least, get to the committee stage.

I am very interested in what my colleagues in the Bloc have to say about the legislation. With the legislation and some of the basic debate that has taken place already on it, the Bloc appears to at least be somewhat open to it, recognizing that the best way we can deliver the type of results that Canadians need today is to have the different levels of government and stakeholders working together in order to advance and deliver in a stronger and healthier way.

I would argue that provinces play an absolutely critical role, in many ways a leading role. We would no doubt see this through the creation of the new corporation. I suspect there is going to be a great deal of dialogue on the new corporation. I would like to think that organizations that are really strong on missions will say that they want to establish, for example, a housing co-op and look at how the Build Canada Homes corporation would actually be able to assist in facilitating, making dreams come true for some of the non-profit organizations that want to deliver affordable housing. I have always been a strong advocate of housing co-ops, because a housing co-op in a non-profit setting makes housing affordable, and one is not a tenant but a resident.

It is interesting that the Conservatives say, “Well, we already have CMHC, so just allow CMHC to do it.” However, I do not think they fully understand what CMHC does. There is a focus, in regard to the free-market system, on providing insurance for backup. Most people who are homeowners or are going to be homeowners need to get that insurance, which CMHC provides. There are other areas in which CMHC has done quite well over the years, such as providing stats and monitoring the industry as a whole.

Saying that we can just add something that is being proposed within the legislation tells me that the Conservatives do not necessarily want to see the type of success that the Prime Minister and the government are talking about when we talk about increasing the number of homes being built.

Taking a look at Canadian technology, how often do we hear about supporting modern manufacturing, factory-built homes, prefabrication and the potential growth within that industry? I think of it in terms of Canadian technology, as was mentioned in the throne speech. I think in terms of the workers who are working at plants rather than on site, building prefabricated homes.

These are the types of things that can make a tangible difference. These are the types of things that Build Canada Homes would be there to support and encourage, and they would turn dreams into reality. That would have a positive impact in terms of the issue of affordability, even in the open market system.

Build Canada Homes has an important role in terms of low-income housing and affordable housing; in providing supports for municipalities, provinces and indigenous communities; in looking at ways in which we have literally hundreds of non-profit organizations that have a key concern in regard to housing; and in bringing it all together and working so that Canada can continue to build on our non-profit housing stock.

The lead on this, from the nation's perspective, is going to be taken by Build Canada Homes, the corporation that would be created by this legislation. Where do members think it is going to take place, if not there? If we really and truly believe that we need to look at ways we can dramatically increase the housing supply in certain sectors, encourage further growth, see more jobs created, take advantage of the Canadian technology that is there and use Canadian lumber and Canadian steel, these are all the types of things that are best handled through an arm's-length corporation, which this legislation would provide.

It is not just talk. A substantial amount of money has been allocated from the 2025 budget. A newly elected Prime Minister, a cabinet, a throne speech and 170 Liberal members of Parliament have recognized that this is a commitment that we have to make good on. Part of that infrastructure, in terms of the corporation, is already in place to a certain degree in different ways, so we will be able to make things happen quickly.

Someone might ask the question, “How many houses?” There have been thousands of homes, and that is in a relatively short period of time. I can encourage the Conservatives on the other side who are maybe a little more progressive than the far right, and maybe some of those red Tories, to think that the government can have good social public policy that would make a positive difference for all Canadians. Bill C-20 is one of those policies that would be good for Canada, and I would encourage the Conservatives to consider allowing it to pass into committee, so we can get it to the next stage as soon as possible.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:20 p.m.

Conservative

David Bexte Conservative Bow River, AB

Mr. Speaker, I do not know where to start. There are so many elements to what the hon. member across the way has discussed. I would like to just begin with the preamble that he recognizes again that I am right, and in fact probably far right, and more right than him.

I would ask the member opposite, if the government is so interested in collaborating and so interested in collaborative results and progress at speed, that its members actually consider talking to us ahead of time, before they start the drafting process, to get prior approval. They are fully in charge of the legislative agenda and the calendar. If they wanted to get more done, they could have had more sitting days.

I implore them to recognize that they are the guardians of the public purse. With the Parliamentary Budget Officer estimating that $5.4 billion more is needed, where is the money going to come from?

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:25 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, I appreciate the question from my far right friend. I would go back to May 27. It was no secret. It was a throne speech. Every one of us heard what the government had to say. I quote right from the throne speech. They are talking about Bill C-20 here, but we did not know the bill number then. It reads, “The Government will introduce measures to deliver affordable homes by creating Build Canada Homes.”

What is the name of the legislation? If we look on the screen, it says Bill C-20, second reading, Build Canada Homes act. All we are doing is that we are fulfilling it. The member has had lots of time since the last federal election, almost a year, to provide all the input he wanted in terms of what he would have liked to see in the bill.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:25 p.m.

Bloc

Mario Beaulieu Bloc La Pointe-de-l'Île, QC

Mr. Speaker, I would like my colleague to tell me in what way this is not going to be a new entity that centralizes power and overrides Quebec's jurisdictions. It is always the same old story. Whenever a federal entity is involved, the government always tries to impose its requirements, which only draws out the process. Instead of speeding up housing construction, the government announces it.

We saw this before with the Canada housing infrastructure fund. An agreement was reached last January, after a two-year delay. Even the Fédération québécoise des municipalités called out the federal government for its determination to interfere and impose its will.

Quebec and the municipalities are the levels of government that know the population's real needs. The government had a different vision. Quebec is much more inclined toward the collective. There is nothing in this bill about social housing or co-operatives. At the very least, I think that warrants a “Quebec clause” so that Quebec—

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:25 p.m.

The Assistant Deputy Speaker John Nater

I must interrupt the member to give the parliamentary secretary a chance to answer the question.

The hon. parliamentary secretary.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:25 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, I really do believe that as a Crown corporation, Build Canada Homes will be not only something on paper as a resource tool, but it will have the financial means, and it will have individuals who make up the corporation with just the type of experience that is necessary in order to ensure that we are building more affordable homes.

Among many other things, I mentioned the issue of technology. There are stakeholders in literally every region of the country, whether it is Manitoba, Quebec, B.C. or wherever. I believe that, as a whole, those regional interests will see this Crown corporation as a valuable asset. I would not look at it as competing interests; I would see it as complementary, whether it is provinces, federal government or municipalities. All three levels of government play some role.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:25 p.m.

Charlottetown P.E.I.

Liberal

Sean Casey LiberalParliamentary Secretary to the Minister of Veterans Affairs and Associate Minister of National Defence

Mr. Speaker, my hon. colleague often waxes lyrical on this iteration of the Conservative Party of Canada. The current Conservative Party of Canada seems to always want to be able to fit something on a bumper sticker. It is not big on nuance or depth. We saw an example of that not long ago, when the member for Sackville—Bedford—Preston put forward a bill to develop a national strategy for housing for young Canadians and the Conservatives voted against it.

What does that say about the interest of the Conservative Party of Canada in making housing more affordable for young people through something that does not fit on a bumper sticker?

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:30 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, my friend and colleague brings up a wonderful point, and it reinforces what I said about how far the Conservatives have gone. Their bumper-sticker answer is to get out of the way, but look at the cost of that. I will stay away from the bill we are talking about today, but rather look at the bill that was brought forward to the House for a vote. It was on a national strategy for housing for young people, and the Conservatives voted against it.

It is hard to imagine how far right the Conservatives have become that they are using “get out of the way” as a bumper sticker. I genuinely believe there are a lot of progressive-minded individuals within that caucus, red Tories or whatever it is we want to call them, who have to be feeling uncomfortable because the dominant right is winning the day.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:30 p.m.

Conservative

David McKenzie Conservative Calgary Signal Hill, AB

Mr. Speaker, the hon. member opposite was commenting about the need for a new Crown corporation. I want to quote some helpful information I found on the Internet, which reads, “Helping deliver the Government of Canada's commitment to make housing more affordable”. It sounds right in the neighbourhood. This organization “supports housing programs for people whose housing needs aren't being met by the market.” This is right on the button again. Under “Housing programs”, it reads, “We deliver housing programs to increase housing supply, preserve stock and...contribute to affordable housing.” That is from the website of CMHC.

It seems to me that exactly what we are talking about here is another agency that would duplicate efforts already being made by this federal government agency. Perhaps the member could tell me—

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:30 p.m.

The Assistant Deputy Speaker John Nater

The hon. parliamentary secretary has the floor.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:30 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, I get it that the far right Conservative Party does not support Bill C-20. I will not have a hissy fit, to quote a member from across the way. There will be no hissy fit here.

My very first assignment, when I was first elected to the Manitoba legislature back in 1988, was as housing critic, and I argued even back then that housing was important. We met with individuals like Doug Martindale at the time and talked about it. We talked about how the federal government needed to play a role.

This new corporation, under this legislation, would make a positive difference in every region of our country. I would ask the Conservative Party members, even if you do not want to vote for it, to at the very least allow it to get to committee. Let us not filibuster some—

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:30 p.m.

The Assistant Deputy Speaker John Nater

Order, please.

Again, I remind members to go through the Chair.

Build Canada Homes ActGovernment Orders

February 23rd, 2026 / 5:30 p.m.

Bloc

Martin Champoux Bloc Drummond, QC

Mr. Speaker, I thank the member for Winnipeg North for yet another brief, but interesting, speech.

Earlier, my colleague from La Pointe-de-l'Île mentioned that it took the federal government two years to negotiate agreements with the Quebec government under the Canada housing infrastructure fund. By the time the agreement was finally signed, there was not enough money left in the fund to meet Quebec's needs and give it its fair share.

This time, could the government get a head start, think ahead, be proactive and agree to set aside a certain amount for Quebec and to sign agreements more quickly? All it would take is a “Quebec clause” or a formal commitment by the government to negotiate an agreement with Quebec in good faith and quickly.