Bill C-4

Making Life More Affordable for Canadians Act

An Act respecting certain affordability measures for Canadians and another measure

Sponsor

François-Philippe Champagne Liberal

Status

In committee (House), as of June 12, 2025

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Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

Part 1 amends the Income Tax Act to reduce the marginal personal income tax rate on the lowest tax bracket to 14.5% for the 2025 taxation year and to 14% for the 2026 and subsequent taxation years.
Part 2 amends the Excise Tax Act and other related Regulations to implement a temporary GST new housing rebate for first-time home buyers.
Part 3 repeals Part 1 of the Greenhouse Gas Pollution Pricing Act and the Fuel Charge Regulations .
Part 4 amends the Canada Elections Act to make changes to the requirements relating to political parties’ policies for the protection of personal information.

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-4s:

C-4 (2021) Law An Act to amend the Criminal Code (conversion therapy)

C-4 (2020) Law COVID-19 Response Measures Act

C-4 (2020) Law Canada–United States–Mexico Agreement Implementation Act

C-4 (2016) Law An Act to amend the Canada Labour Code, the Parliamentary Employment and Staff Relations Act, the Public Service Labour Relations Act and the Income Tax Act

Votes

June 12, 2025 Passed 2nd reading of Bill C-4, An Act respecting certain affordability measures for Canadians and another measure

Debate Summary

This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Bill C-4 aims to make life more affordable by cutting income taxes, eliminating GST for first-time homebuyers on new homes, and removing the consumer carbon price. It also includes amendments to the Canada Elections Act.

Liberal

Cuts taxes for middle class: The bill reduces the lowest federal income tax rate from 15% to 14%, providing tax relief for over 22 million Canadians, saving families up to $840 annually.
Eliminates GST on new homes: First-time homebuyers save up to $50,000 by eliminating the GST on new homes valued up to $1 million, with partial rebates for homes up to $1.5 million.
Removes consumer carbon price: Legislates the permanent repeal of the federal consumer carbon price, which was suspended April 1, 2025, while maintaining industrial carbon pricing.
Part of broader affordability plan: Bill C-4 is presented as a key component of the government's comprehensive strategy to make life more affordable, building on programs like child care and dental care.

Conservative

Bill is half measures: Conservatives argue Bill C-4 is a collection of inadequate half measures, copying Conservative ideas but watered down, failing to address the cost of living crisis created by the Liberal government.
Partial carbon tax repeal: While supporting the removal of the consumer carbon tax, Conservatives criticize the bill for leaving the industrial carbon tax in place, arguing costs will still be passed to consumers.
Limited housing rebate: The GST rebate on new homes is criticized for being too limited, applying only to first-time homebuyers and a small percentage of new homes, offering insufficient relief for most Canadians.
Small income tax cut: Conservatives argue the proposed income tax cut is too small (about $420/year for the average worker) and falls short of their proposal to significantly reduce the tax burden on Canadians.

NDP

Supports bill C-4 at second reading: The NDP supports Bill C-4 at second reading because it contains measures that provide immediate relief to Canadians who are struggling, despite not being perfect.
Notes uneven distribution of benefits: The party points out that the tax cut's biggest benefits go to higher-income earners and that it reduces the value of critical tax credits for vulnerable Canadians.
Will propose amendments: New Democrats will work to fix flaws in the bill by proposing amendments to protect tax credits for people with disabilities and address issues like the GST rebate closing date.

Bloc

No budget or economic plan: The party criticizes the government for proposing spending measures like tax cuts without tabling a budget or economic statement, arguing this shows a lack of priorities.
Questions tax cut cost: While supporting tax cuts in principle, the Bloc questions the $26 billion cost over five years and its targeting, especially without a budget.
Supports home buyer rebate: They support the principle of a GST rebate for first-time homebuyers but believe the proposed price cap is too high for the Quebec market.
Opposes carbon tax handling: The Bloc strongly opposes eliminating the carbon tax in other provinces while excluding Quebec, viewing the rebate cheque as a costly gimmick that penalizes Quebeckers.

Green

Concerns about omnibus bill: The party is distressed by the bill's omnibus nature, combining unrelated measures like affordability and Canada Elections Act amendments, which hinders proper study.
Objects to elections act changes: Amendments to the Canada Elections Act are seen as unrelated to affordability and are concerning for potentially negating provincial privacy laws and applying retroactively.
Supports consumer carbon pricing: The party supports the consumer carbon price as an efficient market mechanism, advocating for a fee and dividend approach where revenue is rebated to citizens.

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Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 6:55 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, I would request a recorded vote, please.

Making Life More Affordable for Canadians ActGovernment Orders

June 11th, 2025 / 6:55 p.m.

The Assistant Deputy Speaker John Nater

Pursuant to Standing Order 45, the division stands deferred until Thursday, June 12, at the expiry of the time provided for Oral Questions.

Pursuant to order made on Tuesday, May 27, the House will now resolve itself into a committee of the whole to study all votes in the main estimates and the supplementary estimates (A) for the fiscal year ending March 31, 2026.

I do now leave the chair for the House to resolve itself into committee of the whole.

The House resumed from June 11 consideration of the motion that Bill C-4, An Act respecting certain affordability measures for Canadians and another measure, be read the second time and referred to a committee.

Making Life More Affordable for Canadians ActGovernment Orders

June 12th, 2025 / 3:05 p.m.

The Speaker Francis Scarpaleggia

It being 3:09 p.m., the House will now proceed to the taking of the deferred recorded division on the motion at the second reading stage of Bill C-4.

Call in the members.

(The House divided on the motion, which was agreed to on the following division:)

Vote #8

Making Life More Affordable for Canadians ActGovernment Orders

June 12th, 2025 / 3:20 p.m.

The Speaker Francis Scarpaleggia

I declare the motion carried.

Accordingly, the bill stands referred to the Standing Committee on Finance.

(Bill read the second time and referred to a committee)