Bill C-4

Making Life More Affordable for Canadians Act

An Act respecting certain affordability measures for Canadians and another measure

Sponsor

François-Philippe Champagne Liberal

Status

Second reading (House), as of June 6, 2025

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Summary

This is from the published bill.

Part 1 amends the Income Tax Act to reduce the marginal personal income tax rate on the lowest tax bracket to 14.5% for the 2025 taxation year and to 14% for the 2026 and subsequent taxation years.
Part 2 amends the Excise Tax Act and other related Regulations to implement a temporary GST new housing rebate for first-time home buyers.
Part 3 repeals Part 1 of the Greenhouse Gas Pollution Pricing Act and the Fuel Charge Regulations .
Part 4 amends the Canada Elections Act to make changes to the requirements relating to political parties’ policies for the protection of personal information.

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-4s:

C-4 (2021) Law An Act to amend the Criminal Code (conversion therapy)

C-4 (2020) Law COVID-19 Response Measures Act

C-4 (2020) Law Canada–United States–Mexico Agreement Implementation Act

C-4 (2016) Law An Act to amend the Canada Labour Code, the Parliamentary Employment and Staff Relations Act, the Public Service Labour Relations Act and the Income Tax Act

2^nd reading

Debate Summary

This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

Bill C-4 proposes a tax cut for middle-class Canadians, eliminates the GST for first-time homebuyers on new homes up to $1 million, and removes the consumer carbon price from law.

Liberal

Reduces income tax rate: The bill reduces the lowest marginal personal income tax rate from 15% to 14% starting July 1, 2025, providing tax relief for over 22 million Canadians.
Eliminates GST on new homes for first-time buyers: The legislation eliminates the GST for first-time homebuyers on new homes valued up to $1 million, saving them up to $50,000 and helping achieve home ownership.
Removes consumer carbon price from law: Bill C-4 legislates the complete removal of the consumer carbon price from law, effective April 1, 2025, while maintaining pricing on large industrial emitters.
Delivers on election promises: The government states Bill C-4 delivers on key election promises to make life more affordable, put more money in pockets, and build a stronger, more affordable Canada.

Conservative

bill is insufficient: Conservatives call Bill C-4 "half measures" and an admission of failure, stating it does not adequately address the cost of living crisis caused by Liberal policies.
blame liberal policies: The party attributes the cost of living crisis to Liberal spending, high taxes, regulations, and lack of focus on productivity, which hinder economic growth.
fails to help seniors: Members criticize the bill for completely omitting seniors and failing to address their struggles with rising costs, medication, housing, and social isolation.
policies cause unemployment: Conservatives link rising unemployment, especially for youth, to Liberal policies like Bill C-69, payroll tax increases, and immigration mismanagement that impede job creation.

Bloc

Requires a budget before spending: The party criticizes the government for proposing spending measures like tax cuts without first presenting a budget or economic statement to show the financial situation.
Skeptical of proposed tax cut: Supporting tax cuts in principle, the party questions the funding source for this measure and notes it is not well-targeted, benefiting higher earners the most.
Opposes federal carbon rebate: The party strongly opposes the federal carbon tax rebate, viewing it as a costly vote-buying gimmick that unfairly excludes and penalizes Quebec despite its own carbon pricing system.

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Making Life More Affordable for Canadians ActGovernment Orders

June 6th, 2025 / 2:30 p.m.

The Assistant Deputy Speaker (Alexandra Mendès) Alexandra Mendes

It being 2:30 p.m., the House stands adjourned until next Monday at 11 a.m., pursuant to Standing Order 24(1).

(The House adjourned at 2:30 p.m.)