I never want to collect on my house insurance. I buy it so that I have the protection. I never want to collect on crop insurance, and I never want to collect on CAIS. But I want it to be in place for when I do collect.
It has been unprecedented these last number of years. Before 2002 we never had a claim in crop insurance for our farm, dating back to its infancy. It just never happened. It just happened when it did happen...and it's not in place.
You'll find other operations where, if they haven't had uncontrollable weather-related events, if they haven't had a claim on crop insurance, even their CAIS, their whole financial outlook is a lot different because of what's happened.