The banking industry is a profit-making industry. We believe in free markets. We recognize, as some of the members have said, that agriculture is unique to some extent. There are many more government programs associated with it, and there are social issues associated with it. But generally we operate in a free market, and we think free markets tend to work well.
If the government and the Parliament of Canada were to decide that agriculture should be very different, it's really up to them, and we would have to operate within that kind of an environment.