I'm going to turn to one of my members, but first I just want to make one point. Prior to the HILLRP being put in place, the banks started to identify those farmers in the hog industry who needed restructuring of their loans. They started that process even prior to the announcement that the government wanted to create a HILLRP. So in some respects, the HILLRP complemented what had already been done.
I'll ask Bob, maybe, to talk to that specifically.