I hate to use the words “safety net”, but if AgriStability was structured in terms of what it's done for Brad, it's what any young farmer in any sector of the industry would need, which is a stop gap. He needs something that's bankable. AgriStability is not bankable right now. Therefore, unless we can come up with an insurance program for livestock that's similar to an insurance program for crops or a whole-farm program, which AgriStability is supposed to be, that would guarantee that at least loan payments are made and the cost of production is paid, the banks are not going to be interested, even with an 80% loan guarantee such as the livestock cash advance that Carter talked about.
We've become low-cost producers. It's unfortunate that we've been forced to become low-cost producers, but we had to do that. The entire industry had do it too.
It's the same thing with the economies of scale that Brad talked about. We all have to become bigger. It's not because we want to be bigger, but it's a fact of life if you want to be viable in this industry.
An old customer of mine in Wyoming once told me that if I wanted to live a little better than a gas pump attendant but not quite as well as a school teacher, I'd have to run a thousand mother cows. Unfortunately, that's where we are today.