Thanks, Mr. Chair.
Just on Layton's last point, “dealer finance”, I think you called it, Layton, I'll give you a potato example, because I think it's easier to understand than the cattle example. I'm aware of what you're talking about.
If you're going to get a loan from a bank in my neck of the woods, you have to have a contract with one of the potato processors, if you are a potato producer. When you have a contract with them, you are obligated to sell them the crop, but you are also obligated to buy their inputs. We had some people last year who could buy fertilizer inputs at about 65%. They were bringing it in from Russia, and that is the price they could purchase it from the company they were going to sell their potatoes to. As a result of bringing it in, their contracts were cut. Then they were in trouble with their lending institutions. Is that what you mean?