I guess what I could say is that the process of engagement with producers is designed to make sure that the programs are remaining relevant in Growing Forward and that they figure out where they could be improved, such as in the business risk management side.
We are looking for efficiencies in how we deliver. If you can deliver better, faster, cheaper, that's good for everybody. I think it's healthy for organizations to step back from time to time and reconsult the client: Did we get it right? Did we learn the right lessons? If not, let's take a different tack.
I can tell you, because I know you've heard this at the committee already, that people want faster treatment of programming and they want less paperwork. Once they apply to a program, they want to know quickly if they're in or they're out, and they'd like it to be as inexpensive and as efficient as possible.
Just simple client service and listening to what's demanded in the marketplace would tell us that we have to streamline these things on a sort of continuous basis.
Those are the kinds of things that we would think are pretty healthy to look at.