Thank you very much.
Virginia, I have some questions for you, particularly on the CFIB. I appreciated your comments on succession planning. The questions I'm going to ask are related to business acumen within the farm sector.
Our committee did a study on the future of farming. Certainly one of the discussions we ended up having with witnesses concerned succession planning and just how difficult it is to have those discussions. There aren't many resources in place to trigger those discussions. There are many different facets to succession planning, some of which are business related; for example, the capital gains exemption. They're also very personal, as far as how to move the farm from mom and dad to the kids, which kids, and exactly how you do that.
That leads to my question, because I think you're in a unique position in the CFIB. You work with all businesses from all sectors. I appreciated the numbers you gave us on the agricultural sector. Do you find that farmers who are running their farms, hopefully as businesses, have the same sort of business acumen as other businesses within the CFIB?