Thank you, Mr. Chair, and with the limited time I'll get right at it.
Mr. Allen was just talking about the amount of paperwork needed to use some of the programs that are already out there. Each of you, during your presentation, including Mr. Dhaliwal, mentioned some changes or some thought changes. Hopefully, as you were thinking of those changes, you were thinking about whether they would cause more paperwork or less, and we'll go from there.
One of the other things we were looking at in one of the last meetings I was at of this committee was business plans for farming. Mr. Gowland, you mentioned a lot in your presentation about how you've planned to move forward. Even in one of your answers to Mr. Allen, you mentioned about planning and looking at whether AgriStability would work for you, how you would make it work, and that type of thing. I commend you on having that type of business plan for your farm.
We heard that day that 20% of people farming today have a business plan. Most of those put it together simply to be able to get financing, and they're not following a plan the other way. So I thank you for doing that. I think each of you in your conversations with us talked about that. We've hit on some of the 20 percenters here, so let's look at it from that point of view.
Mr. Gowland, you talked about your business and how it works. But you told us a bit about some changes you might like to look at from an AgriStability point of view, and you mentioned transparency being a problem. Is that transparency in how you report or transparency back from Agriculture Canada or...?