Thank you very much.
We have some very huge exports. Some of our commodities to the U.S. in some years go as high as 90%. So we're very dependent on that market and we enjoy the relationship we have. We have a lot of small to medium-sized business operators in horticulture. Yes, there are some very large farms, but for the most part they're small to medium-sized business enterprises and entrepreneurs. So selling in the U.S. with the privileges that we have with the U.S. Perishable Agricultural Commodities Act, when I refer to non-traditional risk management, that's very much a non-traditional type of safety net or business risk management program.
In my previous life, I was on a sales desk in Atlantic Canada selling potatoes back in the era of Steinberg's and so forth. I stopped selling in Canada. I couldn't afford to. I had an added security net, if you will, if there were problems in the U.S.; I had recourse. I had none in Canada. So there's definitely an impact. We do still have access to the PACA. However, as you correctly stated, now if you want to file a formal complaint, you have to post a bond in twice the value of your complaint.
So if you're a small carrot producer from wherever or a blueberry producer, whatever the situation is, that's a lot of money out of your cashflow, because it is in fact cash. If you happen to be out or chasing $25,000 and you have to go to your banker and ask for $50,000 out of your cashflow to chase the $25,000, I think we all know what the banker is going to say. It is a hardship for a small to medium enterprise. And we know through the dispute resolution corporation there are people who are walking away from those opportunities to file claims.
So there's an impact. There are repercussions. I really encourage an in-depth look at the facts and situations around this. I know there's talk around insurance as being a solution. The only persons who are going to make any money on insurance are going to be the insurance brokers and the purveyors who look to set up those programs. There are no margins to pay for insurance-type programs. It is not acceptable to the U.S. as being comparable either. It's not. That's the only way we're going to get back the privilege of not having to post a bond in twice the value of the claim. It's to have something that our competitor in the U.S. will deem as being comparable, and it will not be insurance.