I too would like to thank the witnesses.
Mr. St-Denis, you spoke with passion and clarity.
Mr. Verkaik, thank you as well for your thoughts. Mr. Webber, I was actually also very struck by the clarity in your comments, because just like Mr. Warkentin, I was trying to wrap my head around this. It brought me back to law school days, of secure creditors and all of that.
That being said about the complexity, I think we'll agree at the committee that this is a problem and that we all want to help you fix the problem.
You've been at it for a while. What do you think is holding this back? Why haven't we created a deemed trust? Why haven't we created a mechanism that would resolve the problem?