Earlier on, Mr. Anderson talked about real-world data and I believe, Mr. Aucoin, you talked about model data, so basically you're doing an assessment on the risks. You talked about models. What models do you have? There are agencies. There are departments. In the private sector, companies have their models and there's a seal of approval through an audit process—so either KPMG, PWC, or whatever the big four are. Perhaps you can talk a little about the models you use. What is there that gives us the seal of approval? It seems as if the problem you have now is that there's a lack of trust in the process. I'm not saying it is, but it seems as if you're getting a lack of trust on both the farming side and the environmental side, and that's why we have a few folks here today.
Can you talk a bit about the model that you use, how you came about that model, and how you verify the models that you do have?