We have a few products in that category.
One that we would have marketed in years past is called plant now, pay later. Think of a vineyard that's getting established. We would do the financing. It would be interest-only for a period of say three years, as an example. Principal payments would start to kick in once the income started to flow through, similar to that of a construction loan.
We have another loan product available called the advancer, which has some interest-only attributes to it. It is a small percentage of our book, but it is available to all producers, typically focused on producers trying to balance an overall balance sheet, in terms of that side of things. It is available, as I said, to all of our customers.
The use rate would be well less than 20% in terms of the uptake on all of our products in that interest-only category, though.