I just have a brief comment on the idea of disaster. One of the things we've got to watch is that we don't necessarily always have to look at a disaster as a one-time event, whether it be a massive flood or a fire or something like that; sometimes it's a progression of events. Like I mentioned, this year, in many parts of Ontario, there was so much water I ended up going out and buying a bunch of different equipment so I could store feed that was wet, rather than normal dry hay. Sometimes a disaster is something that goes on gradually and you wouldn't have a disaster declaration. When you're looking at programs, there's a disaster side of it but there's also the investment side. How do you mitigate some of these changing conditions that come, whether it's a buildup of rainfall where you can't even drive on the fields, or a drought where you don't have anything to harvest?
We've got to watch that we don't get caught up in the notion that a disaster has to be a one-time event. It can be a progression of events.